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Find Disability Insurance Agents Near You in Kansas City, KS

Browse disability insurance agents serving Kansas City, Kansas. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Kansas City, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 3 disability insurance agents in Kansas City, KS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ruth & Associates Business Solutions
1720 Central Ave, Kansas City, KS 66102
(913) 942-0088
RODINA INSURANCE
1405 N 86th St, Kansas City, KS 66112
(913) 299-9313
Alft Insurance Agency Inc
7835 Parallel Pkwy, Kansas City, KS 66112
(913) 334-6100 alftinsurance.com

Disability insurance agents in Kansas City Kansas help individuals and businesses find coverage that protects income if you cannot work. Kansas follows specific state insurance regulations that agents must follow when offering policies. Local agents can explain how Kansas law affects benefit terms and claim procedures.

What Does a Disability Insurance Agent in Kansas City Cost?

Typical costs for disability insurance agent services in Kansas are paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. A standard individual policy might cost 1% to 3% of your annual income per year. For example, a 40 year old office worker might pay $50 to $150 per month for a policy that replaces $3000 of monthly income. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Kansas City Kansas?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and elimination periods. They also assist with filing claims and understanding policy exclusions.
Are there Kansas laws that affect disability insurance policies?
Yes, Kansas insurance law requires agents to be licensed and to follow the Kansas Insurance Code. Policies must include a free look period of at least 10 days. Kansas also has a statute of limitations for filing a lawsuit that is typically 5 years from the date of breach.
How do I choose a disability insurance agent in Kansas City?
Look for an agent who is licensed in Kansas and has experience with disability policies. Ask about their knowledge of Kansas specific regulations. Check their reputation with the Kansas Insurance Department.