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Find Disability Insurance Agents in Des Moines, IA
Compare disability insurance agents in Des Moines. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 7 disability insurance agents in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207
insspecinc.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033
boersmainsurance.com
Diversity Insurance Inc / Seguros Mundo Latino
1541 E Grand Ave Suite A, Des Moines, IA 50316
(515) 287-0055
mydiversityinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402
adrianas-agency.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838
davis-insurance.com
Principal Life Insurance Co: Doering Kyle
711 High St, Des Moines, IA 50392
(800) 986-3343
principal.com
World Insurance Associates LLC (formerly Two Rivers Insurance Services)
3025 Ingersoll Ave, Des Moines, IA 50312
(515) 331-3304
locations.worldinsurance.com
Disability insurance agents in Des Moines help individuals and businesses secure income protection policies. Iowa law requires disability policies to include certain provisions, such as a 30-day grace period for premium payments. Agents can guide you through policy options and the claims process specific to Iowa regulations.
What Does a Disability Insurance Agent in Des Moines Cost?
The cost of disability insurance in Iowa typically ranges from 1% to 3% of your annual income per year. For a 40-year-old earning 60,000 dollars, a policy may cost 600 to 1,800 dollars annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Des Moines do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain policy terms, exclusions, and the Iowa-specific waiting periods. Agents also assist with filing claims and understanding your rights under Iowa insurance code.
How long do I have to file a disability claim in Iowa?
Iowa law does not set a specific statutory deadline for filing disability claims, but most policies require prompt notice within 20 to 30 days of disability. Check your policy for exact time limits. An agent can help you understand your policy's requirements.
Can a Des Moines agent help with an existing disability claim denial?
Yes, many disability insurance agents can review your denial and help you gather evidence for an appeal. They may also refer you to a specialist if needed. Iowa law allows you to request a copy of your policy and claim file from the insurer.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.