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Compare Disability Insurance Agents in Round Lake Beach, IL

Directory of disability insurance agents in Round Lake Beach, Illinois. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Round Lake Beach, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 5 disability insurance agents in Round Lake Beach, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Consuelo Sanchez
111 W Rollins Rd Ste A, Round Lake Beach, IL 60073
(847) 305-5671 agents.farmers.com
Alamo Insurance & Financial Services, Inc.
119 W Rollins Rd, Round Lake Beach, IL 60073
(847) 740-1400 lakecountybestinsurance.com
Ivan Eddy: Allstate Insurance
708 W Rollins Rd, Round Lake Beach, IL 60073
(847) 546-1900 agents.allstate.com
National Family Insurance Agency
1522 N Cedar Lake Rd, Round Lake Beach, IL 60073
(312) 843-1568
Craig Kressner - State Farm Insurance
1919 N Illinois 83, Round Lake Beach, IL 60073
(847) 223-6767

Disability insurance agents in Round Lake Beach, Illinois help residents understand their policy options and file claims for benefits. Illinois follows ERISA rules for employer-sponsored plans, which require timely appeals within 180 days. Local agents can guide you through the process of securing income protection tailored to your needs.

What Does a Disability Insurance Agent in Round Lake Beach Cost?

The cost of disability insurance in Illinois varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income, or about $50 to $200 per month for a standard policy. Costs are higher for high-risk occupations and longer benefit periods. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Round Lake Beach do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They also assist with filing claims and understanding policy terms. In Illinois, agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in Illinois?
For private policies, Illinois law generally allows up to two years from the date of disability to file a claim. For employer plans under ERISA, you typically have 180 days to file an initial claim. An agent can clarify your specific deadlines.
Are disability insurance benefits taxable in Illinois?
If you pay premiums with after-tax dollars, benefits are usually tax-free. If your employer pays premiums, benefits may be taxable as income. Illinois does not have a state tax on disability benefits, but federal rules apply.