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HomeDisability Insurance AgentsFlorida › Palm Harbor

Find Disability Insurance Agents Near You in Palm Harbor, FL

Browse disability insurance agents serving Palm Harbor, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Brightway Insurance, The Harrington Agency, Hawk Insurance Group. This directory lists 15 disability insurance agents serving Palm Harbor.

Showing 15 disability insurance agents in Palm Harbor, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Coleman Insurance Agency4831 Ruen Dr Suite 200(727) 441-9911
2Reliant Insurance Services34921 US Hwy 19 N #201(727) 335-0335
3Brightway Insurance, The Harrington Agency31962 US Hwy 19 N(727) 789-2200
4Hawk Insurance Group31087 US Hwy 19 N(727) 877-4295
5Whitco Insurance Agency Palm Harbor 👍30832 US Hwy 19 N(727) 781-5858
6My Healthcare Direct910 Florida Blvd unit a(727) 306-0056
7Pinellas Insurance Solutions3060 US-19 ALT Suite B1(727) 557-5633
8GreatFlorida Insurance: Jim Sullivan3382 Tampa Rd(727) 781-5533
9Edgewater Insurance Inc30522 US Hwy 19 N #107-Q(727) 772-0428
10Insurance Solutions of Tampa Bay2708 US-19 ALT Suite 505 Suite F(727) 474-9645
CI
4831 Ruen Dr Suite 200
Coleman Insurance Agency
Disability Insurance Agent · Palm Harbor, FL

Coleman Insurance Agency serves Pinellas County and the surrounding Tampa Bay area from its Palm Harbor location, offering disability insurance agent services to working professionals. The agency assists clients in understanding and selecting coverage plans that provide income protection during periods of illness or injury. These policies function by replacing a portion of lost wages when a medical condition prevents the policyholder from performing their job duties. Typical services include guiding individuals through both short‑term and long‑term disability insurance plan options.

RI
34921 US Hwy 19 N #201
Reliant Insurance Services
Disability Insurance Agent · Palm Harbor, FL

Reliant Insurance Services in Palm Harbor, FL provides a full range of disability insurance options designed to protect income from unexpected illness or injury. The agency offers personalized consultations to help clients understand policy features and ongoing support for claims and policy maintenance. Its services cover individuals seeking short- and long-term coverage across various professions. The company serves single-family homes, apartments, retail establishments, and restaurants.

BI
31962 US Hwy 19 N
Brightway Insurance, The Harrington Agency
Disability Insurance Agent · Palm Harbor, FL

Brightway Insurance, The Harrington Agency serves homeowners, businesses, and self-employed individuals in Palm Harbor, Florida, who need disability insurance to protect their income against unexpected illness or injury. The agency assists clients in selecting policies that replace a portion of lost earnings during recovery periods, covering both short-term and long-term needs. Its work includes explaining policy terms, comparing options from multiple carriers, and coordinating claims support. The agency also serves the broader Tampa Bay metro area, including Clearwater.

HI
31087 US Hwy 19 N
Hawk Insurance Group
Disability Insurance Agent · Palm Harbor, FL

Based in Palm Harbor, Florida, Hawk Insurance Group serves clients throughout that community and the greater Tampa Bay region. The company functions as a disability insurance agent, helping individuals and families understand policies that protect income if illness or injury prevents them from working. It handles the process of comparing coverage options from different carriers. For a typical job, it first reviews a client’s occupation and financial situation, then presents tailored plan selections and assists with the application paperwork.

WI
30832 US Hwy 19 N
Whitco Insurance Agency Palm Harbor 👍
Disability Insurance Agent · Palm Harbor, FL

For those seeking either a one-time policy review or an ongoing service relationship to manage future needs, Whitco Insurance Agency Palm Harbor in Palm Harbor, FL helps local workers obtain disability income protection. Coverage options typically replace a portion of earnings if illness or injury prevents working, tailoring plans to individual occupations and income levels. This agency provides service on a one-time, scheduled, or as-needed basis depending on how clients prefer to coordinate with existing coverage or update plans during life changes.

MH
910 Florida Blvd unit a
My Healthcare Direct
Disability Insurance Agent · Palm Harbor, FL

My Healthcare Direct assists clients in Palm Harbor with securing disability insurance policies, specializing in matching individuals to coverage that protects income during illness or injury. The agency also guides families through complex policy options to ensure continuity of financial stability. Navigating the fine print of benefit periods and elimination periods, it clarifies how occupational definitions affect claims. As flu season and workplace accidents peak during winter months, the agency helps local residents address gaps in employer-provided short-term disability coverage.

PI
3060 US-19 ALT Suite B1
Pinellas Insurance Solutions
Disability Insurance Agent · Palm Harbor, FL

As open enrollment season brings questions about protecting income in Palm Harbor, Pinellas Insurance Solutions assists area residents with disability insurance agent services. The company guides clients in exploring policies that replace a portion of earnings if injury or illness prevents work. This business serves those in professional trades, office roles, and self-employment, emphasizing clear consultations. They begin by scheduling an initial assessment to review current coverage needs and household expenses.

GI
3382 Tampa Rd
GreatFlorida Insurance: Jim Sullivan
Disability Insurance Agent · Palm Harbor, FL

GreatFlorida Insurance: Jim Sullivan provides guidance to individuals and employers regarding financial protection against income loss due to illness or injury. As a disability insurance agent in Palm Harbor, FL, the agency specializes in policies that replace a portion of lost earnings during a period of disability. It assists clients in understanding coverage options tailored to different work environments. Commercial sectors it can serve include offices, warehouses, and food service.

EI
30522 US Hwy 19 N #107-Q
Edgewater Insurance Inc
Disability Insurance Agent · Palm Harbor, FL

Edgewater Insurance Inc serves residential clients in Palm Harbor, FL, and the surrounding communities by helping them secure disability insurance to protect their income. The company also offers commercial disability coverage for local business owners and professionals who need to safeguard their operations. Service extends throughout Palm Harbor and nearby coastal areas. After an initial policy is established, the agency provides ongoing support and policy reviews to ensure coverage remains appropriate, and clients can schedule follow-up consultations between regular visits to address any changes in their circumstances.

IS
2708 US-19 ALT Suite 505 Suite F
Insurance Solutions of Tampa Bay
Disability Insurance Agent · Palm Harbor, FL

Insurance Solutions of Tampa Bay, based in Palm Harbor, FL, is known for helping individuals and businesses find disability insurance coverage that protects income during illness or injury. The company guides clients through policy options, including short-term and long-term plans, and explains how benefits coordinate with existing employer coverage or Social Security. Representatives assist with application processes and eligibility requirements. A specialty service it can add on is cost-of-living adjustment riders to help benefits keep pace with inflation over time.

RI
32756 US Hwy 19 N
Royal Insurance, Inc.
Disability Insurance Agent · Palm Harbor, FL
(727) 786-0090
royalinsuranceinc.com
CI
4175 Woodlands Pkwy
Commonwealth Insurance
Disability Insurance Agent · Palm Harbor, FL
(727) 787-8151
VI
2965 Palm Harbor Blvd
Vested Insurance Agency
Disability Insurance Agent · Palm Harbor, FL
(727) 303-2654
vestedinsuranceagency.com
PI
34921 US Hwy 19 N suite 370
Prudential Insurance and Financial Advisors - Seema Ramroop CRPS
Disability Insurance Agent · Palm Harbor, FL
(813) 957-8107
prudential.com/advisor/seema-ramroop
EI
31055 US Hwy 19 N
Estrella Insurance
Disability Insurance Agent · Palm Harbor, FL
(727) 609-2501
agents.estrellainsurance.com/en-us/fl/palmharbor/445.html

What Does a a Disability Insurance Agent in Palm Harbor Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40 year old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Palm Harbor

Disability insurance agents in Palm Harbor Florida help residents find policies that protect their income if they cannot work. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents know the specific needs of workers in the Tampa Bay area and can explain how Florida statutes affect benefit timelines.

Frequently Asked Questions

What does a disability insurance agent in Palm Harbor do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.

Are there Florida laws that affect disability insurance policies?

Yes. Florida Statute 627.9101 requires clear policy language and disclosure of exclusions. Florida also has a 60 day time limit for filing a claim after a disability begins. An agent can help you understand these rules.

How do I choose a disability insurance agent in Palm Harbor?

Look for an agent licensed in Florida with experience in disability coverage. Ask about their familiarity with local employers and group plans. Check their standing with the Florida Department of Financial Services.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.