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Compare Disability Insurance Agents in Palm Harbor, FL

Browse disability insurance agents serving Palm Harbor, Florida. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 disability insurance agents in Palm Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911 colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335 myreliantinsurance.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200 brightway.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295 hawkig.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858 whitcoinsuranceph.com
My Healthcare Direct
910 Florida Blvd unit a, Palm Harbor, FL 34683
(727) 306-0056 myhealthcaredirect.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633 pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533 palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428 edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645 insurancesolutionstb.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090 royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
Prudential Insurance and Financial Advisors - Seema Ramroop CRPS
34921 US Hwy 19 N suite 370, Palm Harbor, FL 34684
(813) 957-8107 prudential.com
Vested Insurance Agency
2965 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 303-2654 vestedinsuranceagency.com
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501 agents.estrellainsurance.com

Disability insurance agents in Palm Harbor Florida help residents find policies that protect their income if they cannot work. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents know the specific needs of workers in the Tampa Bay area and can explain how Florida statutes affect benefit timelines.

What Does a Disability Insurance Agent in Palm Harbor Cost?

Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 40 year old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Palm Harbor do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.
Are there Florida laws that affect disability insurance policies?
Yes. Florida Statute 627.9101 requires clear policy language and disclosure of exclusions. Florida also has a 60 day time limit for filing a claim after a disability begins. An agent can help you understand these rules.
How do I choose a disability insurance agent in Palm Harbor?
Look for an agent licensed in Florida with experience in disability coverage. Ask about their familiarity with local employers and group plans. Check their standing with the Florida Department of Financial Services.