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Find Disability Insurance Agents in Middletown, DE

Directory of disability insurance agents in Middletown, Delaware. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 15 disability insurance agents in Middletown, DE Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina McKeown - State Farm Insurance Agent
102 Sleepy Hollow Dr #103, Middletown, DE 19709
(302) 378-8014 christinamckeown.com
Ryan Nichols: Allstate Insurance
704 Ash Blvd, Middletown, DE 19709
(302) 864-2230 agents.allstate.com
Stefanie Wooten - State Farm Insurance Agent
14 E Main St, Middletown, DE 19709
(302) 378-8885 letusprotectyou.com
Chuck Montgomery - State Farm Insurance Agent
384 E Main St, Middletown, DE 19709
(302) 449-0001 chuckmontgomery.com
Blue Hen Insurance
1050 Industrial Dr Suite 240, Middletown, DE 19709
(302) 696-2242 blueheninsurance.com
Insurance You Keep
651 N Broad St Suite 204, Middletown, DE 19709
(302) 602-9426 insuranceyoukeep.com
Jeff Ramos - State Farm Insurance Agent
4390 Summit Bridge Rd, Middletown, DE 19709
(302) 376-7775 jefframosinsurance.com
Delaware Valley Medigap
651 N Broad St Suite 106, Middletown, DE 19709
(888) 416-6532 delawarevalleymedigap.com
Armor Insurance Brokers
478 Middletown Warwick Rd, Middletown, DE 19709
(302) 449-5556 armorib.com
PeopleFirst Insurance
111 W Main St Suite 202, Middletown, DE 19709
(302) 449-4777 peoplefirstinsurance.org
Heritage WealthCare Inc.
364 E Main St Suite 405, Middletown, DE 19709
(800) 736-1306 heritagewealthcare.com
Crow Insurance Agency, Inc.
106 S Broad St, Middletown, DE 19709
(877) 204-3107 crowinsuranceteam.com
Edward A. Zabielski, Jr., LUTCF, CAP
651 N Broad St Suite 204, Middletown, DE 19709
(302) 575-0177 edwardzabielski.com
Prudential Insurance Co
23 W Main St, Middletown, DE 19709
(302) 378-8811 prudential.com
Allstate
292 Carter Dr, Middletown, DE 19709
(302) 449-7660 allstate.com

A disability insurance agent in Middletown, Delaware can help you navigate disability claims and policy options. Delaware follows specific state regulations for disability insurance, including time limits for filing claims under Title 18 of the Delaware Code. Agents in Middletown assist with both short-term and long-term disability policies, including group plans offered by employers.

What Does a Disability Insurance Agent in Middletown Cost?

Disability insurance agents in Delaware typically do not charge upfront fees. They earn commissions from insurance companies, usually 5 percent to 10 percent of the premium. For individual policies, annual premiums range from 1 percent to 3 percent of your income. Costs vary based on age, health, occupation, and policy terms. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Middletown do?
A disability insurance agent helps you understand policy options, file claims, and appeal denied claims. They can explain Delaware-specific rules, such as the 30-day period for insurers to respond to a claim under Delaware law.
How long do I have to file a disability claim in Delaware?
Delaware law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Delaware?
Yes, an agent can guide you through the appeals process. Under Delaware law, insurers must provide a reason for denial and allow you to submit additional information within a reasonable time, often 180 days.