The top-rated disability insurance agent in Newington, Connecticut is D.M. Johnson Insurance, rated 5.0 stars across 117 reviews. Other highly rated options include HealthMarkets Insurance - EHAB Elsewisy, Michael Audekerk - State Farm Insurance Agent, Connecticut Insurance Exchange. This directory lists 14 disability insurance agents serving Newington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | D.M. Johnson Insurance | 2434 Berlin Tpke | (860) 467-0952 |
| 2 | HealthMarkets Insurance - EHAB Elsewisy | Kitts Ln | (860) 333-5272 |
| 3 | Michael Audekerk - State Farm Insurance Agent | 63 E Cedar St | (860) 666-1037 |
| 4 | Connecticut Insurance Exchange | 112 Market Square | (860) 666-5443 |
| 5 | Koziura Szafranski Insurance Agency | 365 Willard Ave STE 2J | (860) 667-2161 |
| 6 | Allstate Insurance - Anthony Savio | 39 E Cedar St | (860) 512-2577 |
| 7 | Nationwide Insurance: Arthur K Szafranski | 365 Willard Ave STE 2J | (860) 667-2161 |
| 8 | John M. Glover Insurance Agency | 1090 Main St | (860) 753-3453 |
| 9 | De Conti Insurance Associates Inc | 81 Market Square Suite 1 | (860) 236-1205 |
| 10 | Farmers Insurance - Manjula Iyer | 451 New Britain Ave Ste B | (860) 665-0292 |
D.M. Johnson Insurance serves the Newington, Connecticut area as a disability insurance agent. The company helps individuals understand and select income protection plans. Disability insurance agents in this region work with clients to evaluate how a sudden illness or injury might affect their earnings. These professionals guide policyholders through the details of coverage terms. D.M. Johnson Insurance handles short-term disability policies and long-term disability insurance for local residents and their families.
HealthMarkets Insurance - EHAB Elsewisy provides a range of disability insurance agent services, including helping clients assess their coverage needs and guiding them through policy options. The agency offers ongoing support by reviewing existing plans and assisting with any adjustments as personal circumstances change. This includes maintenance of client accounts to ensure policies remain aligned with current income and health factors. Their services cover individuals, single-family homeowners, and professionals, as well as those operating small retail spaces or restaurants.
Serving Newington, Connecticut, and the surrounding communities, Michael Audekerk – State Farm Insurance Agent operates as a disability insurance agent. It handles policies designed to replace a portion of a client’s income if illness or injury prevents them from working. The office typically begins by reviewing the individual’s current coverage and occupation, then compares available benefit periods and elimination periods to find a plan that fits specific financial needs.
Connecticut Insurance Exchange serves homeowners, businesses, and property managers in Newington by providing guidance on disability insurance policies that protect income during illness or injury. The agency helps clients understand policy terms, coverage limits, and waiting periods to ensure appropriate financial protection. It assists with individual plans for self-employed residents and group options for local companies seeking employee benefits. The firm also extends its services to neighboring Wethersfield and the broader Hartford metro area.
Clients seeking disability insurance in Newington can choose between one-time policies for specific coverage periods or recurring plans that renew to provide ongoing protection. This agency helps individuals evaluate their income needs and select policies that replace a portion of lost earnings due to an injury or illness. Coverage options are discussed to match each client’s occupation and financial situation, ensuring benefits align with their monthly expenses. Service runs on an as-needed basis, with clients encouraged to schedule consultations when their circumstances change, such as a new job or life event.
Allstate Insurance - Anthony Savio provides disability insurance agent services, helping clients in Newington, CT secure income protection during periods of inability to work due to illness or injury. The agency guides individuals and families through plan options that replace lost wages. It assists with understanding policy details and ensuring adequate coverage. As a seasonal concern, it helps clients review their policies at the start of year open enrollment periods to adjust for changing health needs or job roles.
As the seasons change in Newington, many residents begin evaluating their long-term financial protection needs. Nationwide Insurance: Arthur K Szafranski assists local clients by explaining how disability insurance can help replace income during an unexpected illness or injury. The agency focuses on clarifying policy options so individuals can better understand coverage gaps before an urgent situation arises. Arthur K Szafranski guides clients through an initial needs assessment, reviewing existing benefits and typical monthly expenses. This first step involves an inspection of current coverage to identify suitable disability solutions for the area.
John M. Glover Insurance Agency serves clients in Newington, CT, by offering disability insurance solutions. This agency specializes in helping individuals secure income protection if they become unable to work due to illness or injury. The agents assess each client's specific occupational risks and financial needs to recommend appropriate policy options. Their services are available to a wide range of commercial operations, including offices, warehouses, and food service businesses.
De Conti Insurance Associates Inc serves residential clients in Newington, Connecticut, by explaining disability insurance options that protect personal income during illness or injury. For commercial clients, the agency also evaluates coverage needs for small businesses seeking to safeguard employee earnings and business stability. The service area extends throughout the greater Newington region. Clients regularly return for policy reviews before benefit adjustments or renewal periods, ensuring their coverage remains aligned with changing personal or business circumstances between regular visits.
Farmers Insurance - Manjula Iyer in Newington, CT is known for guiding clients through disability insurance coverage to replace lost income during illness or injury. The agency serves local professionals, self-employed individuals, and small business owners seeking financial protection against unexpected health setbacks. Manjula Iyer’s office works to explain policy terms, waiting periods, and benefit durations for each client’s unique situation. Common add-ons include a residual disability rider to cover partial income loss before total disability begins.
What Does a a Disability Insurance Agent in Newington Cost?
The cost of disability insurance in Connecticut typically ranges from 1 percent to 3 percent of your annual income for a policy that covers 60 percent of your salary. For example, a 50,000 dollar annual income may result in premiums between 500 and 1,500 dollars per year. Factors such as age, health, occupation, and waiting period affect the final premium. This is general information and not insurance advice.
About disability insurance agents in Newington
Disability insurance agents in Newington Connecticut help residents understand their disability income protection options. Connecticut law requires certain employers to provide short term disability coverage through the Connecticut Paid Leave program. A local agent can explain how private policies can supplement state benefits and tailor coverage to your specific occupation and income.
Frequently Asked Questions
What does a disability insurance agent in Newington do?
A disability insurance agent helps you compare and purchase disability income policies from different carriers. They can explain policy terms such as elimination periods, benefit amounts, and own-occupation definitions. Agents do not provide legal advice but can guide you on coverage options available in Connecticut.
How is Connecticut Paid Leave different from private disability insurance?
Connecticut Paid Leave provides partial wage replacement for qualifying medical or family reasons through a state fund. Private disability insurance offers additional income protection with customizable benefit amounts and durations. An agent can help you coordinate private coverage with state benefits to avoid gaps.
Do I need a disability insurance agent if my employer offers group coverage?
Group disability plans through an employer often have limited benefit amounts and may not cover your full income. An agent can review your group policy and recommend an individual policy to fill coverage gaps. Connecticut law does not require employers to offer long term disability, so individual coverage may be necessary.
Disability Insurance Agents in Other Connecticut Cities
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