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Compare Disability Insurance Agents in Soquel, CA

Browse disability insurance agents serving Soquel, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Soquel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 disability insurance agents in Soquel, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Tanner Tedsen
4835 Soquel Dr, Soquel, CA 95073
(831) 479-7200 agents.farmers.com
Moore & Miller Insurance
By Appointment Only, 2901 Park Ave Suite D6, Soquel, CA 95073
(831) 462-6900 mooremiller.com

Disability insurance agents in Soquel, California help individuals and businesses secure income protection policies. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private agents can offer supplemental coverage. Local agents understand the unique needs of Santa Cruz County residents, including self-employed workers and tech professionals.

What Does a Disability Insurance Agent in Soquel Cost?

Disability insurance premiums in California vary widely based on age, health, occupation, and benefit amount. Typical monthly premiums for a 40-year-old in good health range from 50 to 150 dollars for a policy covering 60 percent of income. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Soquel do?
A disability insurance agent helps you find and apply for private disability policies that replace income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with claims. In California, agents must be licensed by the Department of Insurance.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work related disabilities, funded by payroll taxes. Private disability insurance is purchased from an insurance company and can offer higher benefits, shorter waiting periods, and coverage for self-employed individuals. An agent can help you decide if private coverage is right for you.
Can a Soquel agent help with a denied disability claim?
Yes, many disability insurance agents in Soquel can assist with claim denials by reviewing your policy, gathering medical evidence, and guiding you through the appeals process. California law gives you 180 days to appeal a denied claim under most private policies. However, for complex legal disputes, you may need to consult an attorney.