Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 disability insurance agents in San Pedro, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jimmy Ramirez - State Farm Insurance Agent
1509 S Gaffey St Ste D, San Pedro, CA 90731
(310) 256-2198
sfajim.com
Michael Nevins: Allstate Insurance
823 W 9th St, San Pedro, CA 90731
(310) 732-4200
agents.allstate.com
NHC Insurance Services
1871 N Gaffey St Suite A&B, San Pedro, CA 90731
(310) 221-0917
nhcinsurance.com
Insurance Center Associates: Harbor Insurance Agency
1622 S Gaffey St, San Pedro, CA 90731
(310) 832-5311
inscenter.com
Steve Shorr Insurance
1027 W 11th St # 3, San Pedro, CA 90731
(310) 519-1335
steveshorr.com
What Does a Disability Insurance Agent in San Pedro Cost?
The cost of a private disability insurance policy in California typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums depend on age, health, occupation, and benefit terms. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in San Pedro do?
A disability insurance agent helps you find and apply for a private disability insurance policy that fits your needs. They can explain the differences between short-term and long-term coverage and how California SDI interacts with private plans.
How does California SDI affect private disability insurance?
California SDI provides partial wage replacement for up to 52 weeks for non-work related disabilities. Private disability insurance can fill gaps in SDI coverage, such as higher benefit amounts or longer benefit periods. An agent can help you coordinate both types of coverage.
Are there time limits for filing a disability claim in California?
Yes. For California SDI, you must file a claim within 49 days of becoming disabled. For private policies, time limits vary by contract but often require prompt notice. An agent can help you understand the deadlines in your specific policy.