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Find Disability Insurance Agents Near You in San Pablo, CA

Looking for a disability insurance agent in San Pablo? Review the directory below to compare your options.

6 agents listed
Updated May 2026
San Pablo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 disability insurance agents in San Pablo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fred Loya Insurance
14350 San Pablo Ave L, San Pablo, CA 94806
(510) 215-5575 fredloya.com
Seguros Azteca
13901 San Pablo Ave, San Pablo, CA 94806
(510) 232-2300
Leadwest Insurance Solutions
403 San Pablo Towne Center, San Pablo, CA 94806
(510) 233-9597 leadwestinsurance.my.canva.site
Farmers Insurance - John Ellis
13925 San Pablo Ave Ste 103, San Pablo, CA 94806
(510) 747-9701 agents.farmers.com
Haro Insurance Services Lic # Od49240
Working remotely only, 2415 San Pablo Dam Rd Ste 106-104, San Pablo, CA 94806
(510) 619-6597
Leon's Insurance Agency
1447 Ventura Ave, San Pablo, CA 94806
(510) 693-7918 leonsinsurance.com

Disability insurance agents in San Pablo, California help residents understand their policy options and file claims. California law requires certain employer-provided disability benefits through the State Disability Insurance (SDI) program. A local agent can guide you through private policies and state benefits to protect your income.

What Does a Disability Insurance Agent in San Pablo Cost?

Disability insurance agent services in California typically do not charge a fee for policy sales because they earn commissions from insurers. Commission rates range from 5 percent to 15 percent of the annual premium. For claims assistance, some agents may charge an hourly fee between 100 and 300 dollars. Costs vary by situation and agent. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in San Pablo do?
A disability insurance agent helps you choose a policy that fits your needs and assists with claims. They explain coverage details and can help you understand California SDI rules. Agents do not provide legal advice but can clarify policy terms.
How is California SDI different from private disability insurance?
California SDI provides partial wage replacement for non-work related disabilities and is funded by payroll deductions. Private disability insurance is purchased individually or through an employer and can offer higher benefits. An agent can explain how both options work together.
Can a disability insurance agent help with a denied claim in California?
Yes, an agent can review your policy and help you gather documents for an appeal. California law gives you 180 days to appeal a denied SDI claim. For complex denials, you may need to consult a lawyer or advocate.