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Compare Disability Insurance Agents in San Lorenzo, CA

Compare disability insurance agents in San Lorenzo. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
San Lorenzo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 disability insurance agents in San Lorenzo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saveguard Insurance & DMV Registration Services
17860 Hesperian Blvd, San Lorenzo, CA 94580
(510) 258-0767 saveguardins.com
Farmers Insurance - Ana Alvarez
15845 Channel St c, San Lorenzo, CA 94580
(510) 294-8803 agents.farmers.com
Iwan Tunggal: Allstate Insurance
17259 Hesperian Blvd Ste 15, San Lorenzo, CA 94580
(510) 266-0444 agents.allstate.com
Fleet Line Insurance Services Inc
16444 Ashland Ave, San Lorenzo, CA 94580
(800) 405-7421
Farmers Insurance - Teresa Chan
17259 Hesperian Blvd UNIT 6, San Lorenzo, CA 94580
(510) 317-7706 agents.farmers.com

Disability insurance agents in San Lorenzo, California help residents understand their policy options and file claims for income replacement. California law requires employers to provide State Disability Insurance (SDI) through the Employment Development Department, but many workers also purchase private policies. A local agent can explain the differences between short-term and long-term coverage and assist with the application process.

What Does a Disability Insurance Agent in San Lorenzo Cost?

The cost of disability insurance in California typically ranges from 1 percent to 3 percent of your annual income. For a 40-year-old earning 60,000 dollars per year, a policy might cost between 600 and 1,800 dollars annually. Premiums depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in San Lorenzo do?
A disability insurance agent helps you choose a policy that fits your needs, explains coverage limits and waiting periods, and assists with filing claims. They can also guide you through California SDI benefits if you have a state plan.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work-related injuries or illnesses. Private disability insurance is purchased from an insurance company and can offer higher benefits or shorter waiting periods. An agent can help you compare both options.
Are there time limits for filing a disability claim in California?
Yes. For California SDI, you must file a claim within 49 days of becoming disabled. For private policies, the time limit varies by contract but is usually 30 to 90 days. An agent can remind you of these deadlines.