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Find Disability Insurance Agents in Ridgecrest, CA

Compare disability insurance agents in Ridgecrest. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 disability insurance agents in Ridgecrest, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279 myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544 iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099 agents.allstate.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560 agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731 statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731 myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525 fuzeinsurance.com

A disability insurance agent in Ridgecrest, California can help you navigate disability policies and claims. California law requires insurers to handle claims in good faith under the Unfair Claims Settlement Practices Act. Ridgecrest residents in Kern County may need local guidance for state disability benefits or private policies.

What Does a Disability Insurance Agent in Ridgecrest Cost?

Disability insurance agents in California typically earn commissions paid by the insurance company, not directly by you. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old in a low-risk job might pay $50 to $150 per month for a policy with a 90-day waiting period. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Ridgecrest do?
A disability insurance agent helps you find and apply for disability insurance policies. They can explain policy terms and assist with claim filing. In California, agents must be licensed by the California Department of Insurance.
How is California disability insurance different from other states?
California has a state disability insurance program called SDI that provides partial wage replacement. Private disability insurance agents can help you understand how SDI interacts with private policies. California also has strict deadlines for claim denials and appeals.
Can a Ridgecrest agent help with an appeal if my claim is denied?
Yes, many agents assist with the appeal process. Under California law, you have 180 days to appeal a denied claim. The agent can review your policy and help gather medical evidence to support your appeal.