Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 disability insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
Farmers Insurance - Aline Marcadier
635 23rd St A, Richmond, CA 94804
(510) 215-9288
agents.farmers.com
JG Insurance Solutions
12807 San Pablo Ave, Richmond, CA 94805
(510) 307-5157
Fleming Insurance
3260 Blume Dr, Richmond, CA 94806
(510) 222-9791
dflemingagency.com
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
Mervyn M Davis Insurance Agency, LLC
12495 San Pablo Ave, Richmond, CA 94805
(510) 232-5785
mmdavisinsurance.com
UNICOM INSURANCE & FINANCIAL SERVICES LLC
12976 San Pablo Ave, Richmond, CA 94805
(510) 234-0517
unicominsuranceservices.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Ken Block & Associates
232 Broadway, Richmond, CA 94804
(707) 644-0235
kenblockinsurance.com
What Does a Disability Insurance Agent in Richmond Cost?
Disability insurance premiums in California typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary significantly by case, so it is important to get personalized quotes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Richmond do?
A disability insurance agent helps you find and purchase a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare options from different insurers, and assist with the application process. In California, agents must be licensed by the state Department of Insurance.
How does California SDI affect private disability insurance?
California State Disability Insurance (SDI) provides partial wage replacement for up to 52 weeks. A private disability insurance agent can help you buy a supplemental policy to cover income gaps or extend benefits beyond SDI limits. Private policies often pay benefits regardless of SDI eligibility.