The top-rated disability insurance agent in Pasadena, California is Freeway Insurance, rated 5.0 stars across 139 reviews. Other highly rated options include Bambino Insurance, Crusberg-Decker Insurance Services, Inc., Veronica's Insurance Pasadena. This directory lists 23 disability insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1253 N Lake Ave | (626) 540-0178 |
| 2 | Bambino Insurance | 1290 N Lake Ave #102 | (626) 398-5700 |
| 3 | Crusberg-Decker Insurance Services, Inc. | 285 N Hill Ave | (626) 585-1491 |
| 4 | Veronica's Insurance Pasadena | 1347 N Lake Ave | (626) 314-6819 |
| 5 | Calico Insurance Services | 936 E Green St | (626) 360-0404 |
| 6 | Citrust Insurance Agency | 680 E Colorado Blvd Suite 180 | (626) 765-4495 |
| 7 | Reinas Insurance Agency Inc | 2100 E Foothill Blvd 2nd fl | (626) 449-9463 |
| 8 | Kibodeaux Insurance Agency | 2057 N Los Robles Ave #11 | (626) 794-1385 |
| 9 | Ultima Insurance Services | 3848 E Colorado Blvd | (626) 792-5000 |
| 10 | Majdas Touch Insurance Inc. | 840 E Green St | (385) 425-2773 |
Freeway Insurance provides disability insurance agent services in the Pasadena, CA area, assisting individuals and business owners with coverage tailored to income protection needs. Its ongoing support includes policy reviews and claims assistance to help clients maintain financial stability during unexpected medical leave. The company also offers plan adjustments as circumstances change. It services single-family homes, apartments, retail stores, and restaurants requiring disability coverage for self-employed or key personnel.
Bambino Insurance serves the Pasadena, California, metro area as a disability insurance agent. The company assists clients in obtaining coverage that provides financial protection if an illness or injury prevents them from working. These policies offer monthly income replacement to help cover essential living expenses. Common plan types include short-term disability insurance, which covers temporary absences from work, and long-term disability insurance for extended periods of incapacity. The firm helps evaluate different policy structures and benefit waiting periods for individual applicants.
Crusberg-Decker Insurance Services, Inc. serves clients in Pasadena and the surrounding Southern California communities, handling disability insurance coverage for individuals and professionals. The agency focuses on helping clients navigate the complexities of income protection policies, ensuring they understand the terms and benefits available to them. It addresses common issues such as policy exclusions and waiting periods during consultations. For a typical job, the agent begins by thoroughly assessing the client’s income and occupation, then compares multiple plans to identify a suitable policy match.
Veronica's Insurance Pasadena serves homeowners, small business owners, and independent professionals in the Pasadena area who need income protection through disability insurance. The agency helps clients understand how disability coverage can replace a portion of lost wages if injury or illness prevents them from working. Policy options are explained clearly so customers can select plans that match their financial needs and employment situation. The agency also provides service to residents and businesses in nearby communities such as Altadena and South Pasadena for convenience.
Calico Insurance Services in Pasadena, CA, explains the important difference between one-time disability insurance policies, which provide a fixed payout for a specific period, and recurring options that offer ongoing income replacement if a policyholder cannot work due to illness or injury. They help clients assess their individual need for either short-term or long-term coverage. The agency guides customers in selecting from these two foundational approaches to income protection. Their service is available on an as-needed basis when a client requires a new policy or a coverage review.
As the seasons change in Southern California, residents of Pasadena often reassess their financial safeguards against unexpected illness or injury. Citrust Insurance Agency provides local guidance as a disability insurance agent, helping clients explore policies that replace lost income during recovery. Their work involves clarifying benefit periods, elimination phases, and coverage terms tailored to individual occupations and family circumstances. New clients begin with a thorough assessment of their current income protection, followed by a detailed review of plan options designed for their specific household or professional needs.
Reinas Insurance Agency Inc specializes in disability insurance, providing policies that replace a portion of income if illness or injury prevents work. The Pasadena-based agency also assists clients in reviewing existing coverage and comparing plans from multiple carriers. Its general service work includes explaining policy terms, exclusions, and waiting periods to help individuals understand their options. For professionals recovering from surgery or managing a chronic condition, it helps coordinate benefit claims and address temporary income gaps during recovery periods.
Kibodeaux Insurance Agency works with individuals and businesses in Pasadena to address personal income protection needs. As a disability insurance agent, it specializes in policies that replace a portion of earned income if injury or illness prevents work. The agency helps clients evaluate coverage options for short-term and long-term scenarios, ensuring monthly benefits align with living expenses. Commercial clients benefit from tailored group policies designed to safeguard workforce stability across various settings, including offices, warehouses, and food service operations.
Ultima Insurance Services provides disability insurance coverage for residents in Pasadena, California, helping individuals protect their income during periods of illness or injury. The agency also assists local businesses in obtaining commercial disability policies to safeguard their operations and employees. Serving the greater Pasadena area and nearby communities, the company works with clients to identify appropriate plans for their specific needs. Clients often return for policy reviews or adjustments during regular visits, ensuring their coverage remains suitable over time.
Majdas Touch Insurance Inc. in Pasadena, CA, is known for helping local residents navigate the complex process of obtaining disability coverage. The agency advises clients on policies that replace lost income due to illness or injury, ensuring financial stability during recovery. It guides individuals in understanding policy terms, waiting periods, and benefit structures typical for the area. Additionally, the company can facilitate riders for future purchase options on long-term disability plans.
What Does a a Disability Insurance Agent in Pasadena Cost?
Disability insurance premiums in California typically range from 1 percent to 3 percent of your annual income. For a 40 year old professional earning 100,000 dollars per year a policy might cost between 100 and 250 dollars per month. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Pasadena
Disability insurance agents in Pasadena California help individuals and business owners secure income protection policies. California law requires employers to provide State Disability Insurance but private policies offer more comprehensive coverage. A local agent can guide you through policy options tailored to your occupation and income needs.
Frequently Asked Questions
What does a disability insurance agent in Pasadena do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain key terms like elimination periods and benefit durations. Agents also assist with filing claims and understanding California specific rules.
Is disability insurance required in California?
California does not require private disability insurance but employers must provide State Disability Insurance through the EDD. Private policies can supplement SDI to cover a higher percentage of your income. An agent can explain how these two types of coverage work together.
How does California law affect disability insurance claims?
California has a 30 day waiting period for SDI benefits and a maximum benefit duration of 52 weeks. Private policies may have different elimination periods and benefit limits. An agent can help you understand how state rules interact with your private policy terms.
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