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Find Disability Insurance Agents Near You in Los Banos, CA
Directory of disability insurance agents in Los Banos, California. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Los Banos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 disability insurance agents in Los Banos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
1060 E Pacheco Blvd Suite B, Los Banos, CA 93635
(209) 710-5700
fiestainsurance.com
Joe G. Gutierrez - State Farm Insurance Agent
964 J St, Los Banos, CA 93635
(209) 826-4963
joegutierrezinsurance.com
EFR Insurance Agency
864 5th St, Los Banos, CA 93635
(209) 826-9500
Fred Loya Insurance
1575 W Pacheco Blvd Ste 100, Los Banos, CA 93635
(209) 710-3211
fredloya.com
Lioness Business Solutions
249 W Pacheco Blvd STE C, Los Banos, CA 93635
(888) 995-9050
lionessbusinesssolutions.com
Western Valley Insurance
810 W K St A, Los Banos, CA 93635
(209) 826-5667
westernvalley.com
Farmers Insurance - David Gould
1048 6th St, Los Banos, CA 93635
(209) 826-0152
agents.farmers.com
Auto America Insurance
903 6th St, Los Banos, CA 93635
(209) 826-9200
MVP Insurance
930 E Pacheco Blvd, Los Banos, CA 93635
(209) 710-8735
insurancemvp.com
Principal Financial Group
654 I St, Los Banos, CA 93635
(209) 288-7631
Farmers Insurance - Crystal Galicia
863 I St Ste A, Los Banos, CA 93635
(209) 826-0505
agents.farmers.com
High Caliber Agencies
800 7th St, Los Banos, CA 93635
(209) 710-7863
Disability insurance agents in Los Banos, California help individuals and business owners understand their coverage options. California law requires certain employers to provide State Disability Insurance (SDI) through the Employment Development Department. An agent can explain how private policies differ from state benefits and assist with filing claims or appeals.
What Does a Disability Insurance Agent in Los Banos Cost?
Disability insurance agent services in California are usually free to the client because agents earn commissions from insurance companies. Policy premiums for private disability insurance in California typically range from 1% to 3% of your annual income per year, depending on age, health, occupation, and benefit amount. For example, a 40-year-old earning 60,000 dollars per year might pay between 600 and 1,800 dollars annually for a policy. Costs vary by situation and insurer. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Los Banos do?
A disability insurance agent in Los Banos helps clients choose private disability policies and guides them through the claims process. They explain policy terms, exclusions, and how California SDI interacts with private coverage. Agents do not provide legal advice but can assist with paperwork and insurer communication.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for workers who cannot work due to non-work-related illness or injury. Private disability insurance is purchased from an insurance company and can offer higher benefits and longer coverage periods. An agent can help compare both options for your situation.
What are the time limits for filing a disability claim in California?
For California SDI, you must file a claim within 49 days of becoming disabled. For private policies, deadlines vary by contract but are typically 30 to 90 days. Missing these deadlines can result in denial of benefits. An agent can help you understand and meet these time limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.