The top-rated disability insurance agent in Lodi, California is Dave Nugent - State Farm Insurance Agent, rated 5.0 stars across 468 reviews. Other highly rated options include AAA Lodi Branch, Jon Rader - State Farm Insurance Agent, Farmers Insurance - Davin Lozano. This directory lists 23 disability insurance agents serving Lodi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Nugent - State Farm Insurance Agent | 2401 W Turner Rd Ste 228 | (209) 333-2300 |
| 2 | AAA Lodi Branch | 2715 W Kettleman Ln Ste 201 | (209) 366-6900 |
| 3 | Jon Rader - State Farm Insurance Agent | 1420 S Mills Ave STE F | (209) 224-8885 |
| 4 | Farmers Insurance - Davin Lozano | 430 W Lockeford St | (209) 333-8080 |
| 5 | Farmers Insurance - Rachel Sauseda | 112 Church St | (209) 365-0700 |
| 6 | Confidence Plus Insurance Services: Allstate Insurance | 101 N Church St | (209) 339-1328 |
| 7 | Eugene C Yates Insurance Agency | 245 E Kettleman Ln suite a | (209) 339-1130 |
| 8 | Town Insurance Services | 1338 S School St B | (209) 368-6966 |
| 9 | Seldon Brusa Insurance Inc | 1100 W Tokay St # B | (209) 334-3255 |
| 10 | DeJong Insurance Agency, Inc. | 310 W Pine St | (209) 368-4133 |
Dave Nugent, a State Farm Insurance Agent in Lodi, California, provides disability insurance agent services that help individuals protect their income in the event of illness or injury. The office offers personalized consultations to evaluate coverage needs and can adjust existing plans through regular policy reviews. Service includes assistance with claims filing and benefit explanations. This agent and team work with local clients, including those owning single-family homes, apartments, retail establishments, and restaurants.
AAA Lodi Branch serves the Lodi, California metro area and surrounding San Joaquin County as a disability insurance agent. It assists clients in understanding and securing coverage that replaces a portion of income if illness or injury prevents them from working. The company works with individuals and groups to evaluate needs and identify suitable policy options. Its services include short-term disability insurance and long-term disability insurance to help protect financial stability during recovery periods.
Residents and workers in the Lodi area who own homes, run small businesses, or manage rental properties turn to this firm for disability insurance coverage. The agency helps clients design a financial safety net that provides partial income replacement if an illness or injury prevents them from working. Policies are explained clearly so customers understand how waiting periods, benefit amounts, and plan terms function. Assistance is also extended to individuals and companies located throughout the neighboring community of Galt.
Farmers Insurance - Davin Lozano serves Lodi, California, and the surrounding communities of San Joaquin County. It handles disability insurance, which provides income protection for policyholders who cannot work due to injury or illness. The company focuses on explaining policy options clearly to help clients understand coverage limits and waiting periods. Its general approach to a typical job involves assessing an individual’s occupation and earnings to recommend a suitable plan.
Farmers Insurance - Rachel Sauseda in Lodi, CA provides disability insurance agency services. For one-time and recurring needs, an agent can help clients compare short-term and long-term disability plans that replace a portion of lost income after an injury or illness. Each policy is typically customized to the individual’s occupation and financial situation, ensuring suitable coverage levels and elimination periods. Service for clients runs on a scheduled basis, allowing dedicated time to review policy details, manage claims, and adjust coverage when circumstances change.
Confidence Plus Insurance Services: Allstate Insurance provides disability insurance agent services in Lodi, California, focusing on income protection plans that replace a portion of earnings if an injury or illness prevents work. The agency generally also assists clients with understanding policy options, waiting periods, and benefit durations to match individual financial situations. These services help local workers mitigate the substantial financial stress that often follows an unexpected medical leave, particularly during the region’s seasonal agricultural rush when physical demands are highest.
Eugene C Yates Insurance Agency in Lodi, California specializes in helping individuals secure disability insurance policies that provide income replacement if they cannot work due to illness or injury. It also assists with general insurance planning for personal financial protection. The agency walks clients through policy options, explaining how waiting periods and benefit amounts function so they can make informed decisions. As seasonal employment in agriculture and hospitality ebbs and flows, the agency helps local workers understand coverage during periods of uncertain income.
A kitchen injury or a missed step in the yard can suddenly prevent someone from working. Town Insurance Services in Lodi, CA helps local residents plan for such income disruptions through disability insurance. This agent explains how a policy replaces a portion of lost earnings during a recovery period. For a clear picture of potential coverage, a local agent will review a client’s current finances and occupation to schedule an initial needs assessment.
Serving residents of Lodi, California, Seldon Brusa Insurance Inc specializes in disability insurance coverage tailored to individual needs. The firm also offers commercial disability policies designed to protect local businesses and their employees. Their service area extends throughout Lodi and nearby communities in the surrounding region, allowing for convenient in-person consultations. Each interaction focuses on explaining policy options clearly and helping clients secure appropriate coverage. When a claim is filed or coverage requires adjustment, Seldon Brusa provides follow-up assistance and is available for repeat service between regular policy reviews.
What Does a a Disability Insurance Agent in Lodi Cost?
Disability insurance agent services in California are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old in good health, a policy might cost 1% to 3% of the monthly benefit amount. For example, a 5000 dollar monthly benefit could cost 50 to 150 dollars per month. This is general information and not insurance advice.
About disability insurance agents in Lodi
Disability insurance agents in Lodi California help individuals and businesses find coverage that protects income if you cannot work. California law requires employers to provide State Disability Insurance (SDI) but private agents can help with supplemental policies. Agents in Lodi can explain how California Paid Family Leave interacts with private disability plans.
Frequently Asked Questions
What does a disability insurance agent in Lodi do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and elimination periods. They do not provide legal advice but can help you understand policy terms.
How is California SDI different from private disability insurance?
California SDI is a state-run program that provides partial wage replacement for non-work injuries. Private disability insurance offers more customization and often higher benefit amounts. An agent can help you decide if a private policy is right for you.
Can a disability insurance agent help with a claim denial?
An agent can review your policy and explain the denial reasons. For disputes, you may need to contact the California Department of Insurance or consult an attorney. The agent can assist with filing an appeal if the policy allows.
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