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Directory of disability insurance agents in Lincoln, California. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 disability insurance agents in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Andres Ordaz - State Farm Insurance Agent
605 Lincoln Blvd #110, Lincoln, CA 95648
(916) 409-2700
andresordaz.com
Placer West Insurance Services
595 McBean Park Dr, Lincoln, CA 95648
(916) 645-7816
placerwest.com
Daren Anderson - State Farm Insurance Agent
601 McBean Park Dr #200, Lincoln, CA 95648
(916) 434-4040
darenanderson.com
Odi Ayala: Allstate Insurance
561 7th St B, Lincoln, CA 95648
(916) 408-6820
agents.allstate.com
Farmers Insurance - Austin Bowden
421 A St Ste 200a, Lincoln, CA 95648
(916) 624-2424
agents.farmers.com
Farmers Insurance - Suzie Pierroz
150 Lincoln Blvd Ste 109, Lincoln, CA 95648
(916) 645-9400
agents.farmers.com
Cornerstone Associates Insurance
521 G St, Lincoln, CA 95648
(916) 645-3333
cornerstoneinsurance.net
All Types Insurance Agency
805 Тwelve Bridges Dr #15, Lincoln, CA 95648
(916) 408-7665
Arun Aery: Allstate Insurance
741 Sterling Pkwy #500, Lincoln, CA 95648
(916) 434-5250
agents.allstate.com
Disability insurance agents in Lincoln California help individuals and businesses find coverage that protects income if you cannot work. California law requires employers to provide State Disability Insurance (SDI) but private policies can offer more benefits. A local agent can explain how SDI works with private plans and help you choose the right policy for your needs.
What Does a Disability Insurance Agent in Lincoln Cost?
Disability insurance costs in California typically range from 1 percent to 3 percent of your annual income. For a 50,000 dollar annual income a policy might cost 500 to 1,500 dollars per year. Premiums vary based on age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Lincoln do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit amounts. They also assist with filing claims and understanding California SDI rules.
How is California SDI different from private disability insurance?
California SDI is a state program that provides partial wage replacement for non-work injuries or illnesses. Private disability insurance can offer higher benefit amounts and shorter waiting periods. An agent can help you decide if a private policy is right for you.
Do I need a disability insurance agent if I already have California SDI?
SDI benefits are limited to about 60-70 percent of your wages up to a cap. A private policy can fill the gap and cover more of your income. An agent can compare plans to find one that supplements SDI effectively.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.