Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 disability insurance agents in Foster City, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer Selvitella - State Farm Insurance Agent
3 Plaza View Ln ste j, Foster City, CA 94404
(650) 377-0500
jenniferselvitella.net
Nony Lukito-Lim - State Farm Insurance Agent
303 Vintage Park Dr STE 200, Foster City, CA 94404
(650) 345-5821
nonylim.com
Catherine Ho - State Farm Insurance Agent
1031 E Hillsdale Blvd A, Foster City, CA 94404
(650) 212-3222
catherineho.com
Life Stages Insurance and Financial Services
989 E Hillsdale Blvd #230, Foster City, CA 94404
(408) 655-2155
eCoverage Insurance Services
303 Vintage Park Dr STE 230, Foster City, CA 94404
(650) 292-5729
ecoverageins.com
What Does a Disability Insurance Agent in Foster City Cost?
The cost of disability insurance in California varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old earning 100,000 dollars per year might pay 100 to 300 dollars per month for a policy covering 60% of income. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Foster City do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain policy terms, exclusions, and California-specific rules like the 7-day waiting period for SDI. They do not provide legal advice but can guide you through the application process.
Do I need private disability insurance if I have California SDI?
California SDI provides partial wage replacement for a limited time, usually up to 52 weeks. Private disability insurance can offer higher benefits, longer coverage periods, and protection for self-employed individuals. An agent can help you decide if supplemental coverage makes sense for your situation.
How do California disability insurance laws affect my policy?
California law mandates certain protections, such as the right to appeal a denied claim and a minimum 30-day review period for insurers. Policies sold in California must comply with state insurance code requirements. An agent familiar with these rules can help you understand your rights and policy features.