The top-rated disability insurance agent in Fairfield, California is Steele Insurance Agency, Inc., rated 4.9 stars across 227 reviews. Other highly rated options include Cost-U-Less Insurance, Corina Marler - State Farm Insurance Agent, Manuel Morillo - State Farm Insurance Agent. This directory lists 24 disability insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steele Insurance Agency, Inc. | 1411 Oliver Rd Ste #120B | (707) 207-5700 |
| 2 | Cost-U-Less Insurance | 2202 W Texas St Ste B | (707) 518-0593 |
| 3 | Corina Marler - State Farm Insurance Agent | 3338 N Texas St D | (707) 419-5636 |
| 4 | Manuel Morillo - State Farm Insurance Agent | 1000 Texas St Suite E | (707) 399-9623 |
| 5 | Rena MacDonald - State Farm Insurance Agent | 1300 Oliver Rd #110 | (707) 422-1313 |
| 6 | Gigi Horton - State Farm Insurance Agent | 4775 Mangels Blvd | (707) 864-4073 |
| 7 | Firebird Insurance Solutions Llc | 1000 Texas St # F | (707) 430-5333 |
| 8 | Burt Foon - State Farm Insurance Agent | 2801 Waterman Blvd STE 100 | (707) 422-2244 |
| 9 | Jerry Olive - State Farm Insurance Agent | 1530 Webster St # A | (707) 422-6777 |
| 10 | Insurance On The Go Services, Inc | 1656 N Texas St | (707) 474-4848 |
Steele Insurance Agency, Inc. serves Fairfield and the surrounding Solano County area as a disability insurance agent. It helps individuals and business owners protect their income by offering policies that pay benefits when a medical condition prevents them from working. The agency guides clients through plan selection, explaining coverage details and waiting periods. It also assists with claims support and policy reviews, including short-term and long-term disability insurance options.
Cost-U-Less Insurance provides disability insurance services to residents in and around Fairfield, California. The agency also assists local businesses in the area with commercial disability coverage options for their employees. Clients can expect a standard range of individual policies designed to protect income if illness or injury prevents work. The office typically coordinates follow-up service between regular policy reviews, ensuring coverage remains appropriate over time.
Corina Marler - State Farm Insurance Agent serves homeowners, renters, and small business owners in Fairfield, California, by offering disability insurance policies designed to replace a portion of income if an injury or illness prevents work. The agency customizes plans to help local professionals and independent contractors safeguard their financial stability during recovery. Its service area includes the neighboring communities of Suisun City and Green Valley.
Serving Fairfield and the surrounding communities in Solano County, Manuel Morillo - State Farm Insurance Agent handles disability insurance coverage for local residents and professionals. The company works with clients to understand their income protection needs and potential loss scenarios. By evaluating individual employment situations and personal financial obligations, it customizes policy options to suit specific circumstances. Its general approach involves reviewing each client’s current coverage gaps and then presenting clear plan choices that align with their budget and long-term security goals.
Rena MacDonald of Fairfield provides disability insurance services that can be arranged either as a one-time policy purchase or through a recurring plan with regular adjustments. Coverage focuses on replacing a portion of income if a client becomes unable to work due to illness or injury, helping to maintain financial stability during recovery. The agent works directly with individuals to explain plan structures and claim processes tailored to local employment needs. Service runs on a scheduled basis, with clients able to request periodic policy reviews.
Gigi Horton - State Farm Insurance Agent in Fairfield, California, provides disability insurance policies designed to replace a portion of lost income if the policyholder becomes unable to work due to illness or injury. Ongoing service includes policy reviews to ensure coverage keeps pace with life changes and claim support. Typical client properties served include single-family homes and apartments, as well as local retail stores and restaurants.
Firebird Insurance Solutions Llc in Fairfield, CA specializes in providing disability insurance agent services tailored to individual income protection needs. Its general service work includes helping clients understand policy options and guiding them through application processes to secure coverage. The company assists with evaluating short-term and long-term disability plans for professionals and self-employed individuals. It particularly helps clients address the risk of lost income during the recovery period following an accident or serious illness.
Fairfield residents facing the financial strain of an unexpected illness or injury often seek reliable income replacement options. Burt Foon - State Farm Insurance Agent in Fairfield provides disability insurance agent services designed to help protect a portion of earnings during recovery. This agency works with clients to review essential policy terms and monthly benefit amounts that would support ongoing household expenses. A thorough initial consultation typically begins with an assessment of each individual’s current coverage, income situation, and specific protection goals.
Jerry Olive - State Farm Insurance Agent in Fairfield, CA, provides general insurance services and specializes in disability income protection for local residents. This branch helps clients secure disability insurance, which replaces a portion of income if illness or injury prevents work. The agent assists customers in understanding policy options and coverage terms. Beyond individual needs, this agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring their businesses have proper protection.
Insurance On The Go Services, Inc provides disability insurance agent services to residential clients in the Fairfield area. The company also offers commercial coverage for local businesses seeking income protection solutions. Their service area includes the greater Fairfield region and surrounding Solano County communities. Agents work with clients to explain policy options and eligibility requirements. Ongoing guidance helps policyholders adjust their coverage as needs change. Repeat service is available for annual policy reviews or when clients need to update their coverage between regular scheduled appointments.
What Does a a Disability Insurance Agent in Fairfield Cost?
Disability insurance agents in California typically work on commission paid by the insurance carrier, so you do not pay them directly. The cost of a policy varies widely based on age, health, occupation, and benefit amount. A typical individual policy might cost between 1% and 3% of your annual income per year. For a 40 year old earning 60,000 dollars, a policy could range from 600 to 1,800 dollars annually. This is general information, not insurance advice.
About disability insurance agents in Fairfield
Disability insurance agents in Fairfield California help individuals and businesses secure income protection plans. California law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Local agents understand the needs of workers at Travis Air Force Base and other Fairfield employers.
Frequently Asked Questions
What does a disability insurance agent in Fairfield do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how California SDI interacts with private plans. Agents do not provide legal advice but can guide you on policy options.
How is California disability insurance different from other states?
California has a mandatory State Disability Insurance program funded by payroll taxes. Private disability insurance agents in Fairfield can help you buy a policy that fills gaps left by SDI. California also has stricter timelines for filing claims than some other states.
Do I need a disability insurance agent if I have California SDI?
California SDI covers only a portion of your wages for a limited time. A private disability insurance agent in Fairfield can help you find a policy that provides higher monthly benefits or longer coverage periods. Many workers use both SDI and private insurance to ensure full income protection.
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