ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Disability Insurance Agents in El Sobrante, CA
Directory of disability insurance agents in El Sobrante, California. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
El Sobrante, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 disability insurance agents in El Sobrante, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sonny Randhawa - State Farm Insurance Agent
454 Appian Way F, El Sobrante, CA 94803
(510) 223-2642
sonnyrandhawa.com
Jeff Marks - State Farm Insurance Agent
3550 San Pablo Dam Rd Ste A5, El Sobrante, CA 94803
(510) 275-4019
jmarksinsurance.com
Frank Welsh - State Farm Insurance Agent
4515 San Pablo Dam Rd #3, El Sobrante, CA 94803
(510) 223-9300
insurewithfrankwelsh.com
Skyview Insurance Services
5359 Country View Dr, El Sobrante, CA 94803
(510) 223-9665
skyviewinsurance.com
Disability insurance agents in El Sobrante, California help residents protect their income with private policies. California state law requires employers to provide State Disability Insurance (SDI) but private agents can supplement this with additional coverage. Agents guide clients through policy options tailored to local employment needs.
What Does a Disability Insurance Agent in El Sobrante Cost?
Disability insurance agent services in California typically do not charge a direct fee; agents earn commissions from insurance companies. Premiums for private disability policies vary based on age, health, occupation, and coverage amount, ranging from 1% to 3% of your annual income. For example, a 40-year-old earning $60,000 might pay $600 to $1,800 per year for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in El Sobrante do?
A disability insurance agent helps you choose a policy that pays a portion of your income if you cannot work due to illness or injury. They explain policy terms, exclusions, and California-specific waiting periods. Agents also assist with filing claims and understanding state benefits.
Is disability insurance required in California?
California does not require private disability insurance, but most employees pay into the state SDI program through payroll taxes. Private insurance can provide higher benefits and longer coverage than SDI. An agent can help you decide if a private policy is right for your situation.
How does California SDI affect private disability insurance?
California SDI provides short-term benefits for up to 52 weeks, but it replaces only about 60-70% of wages up to a cap. Private disability insurance can fill the gap and offer longer-term protection. An agent can coordinate private coverage with SDI benefits.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in El Sobrante who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.