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Find Disability Insurance Agents Near You in El Cerrito, CA
Directory of disability insurance agents in El Cerrito, California. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 disability insurance agents in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
11100 San Pablo Ave #110, El Cerrito, CA 94530
(510) 408-6823
locations.costulessdirect.com
Alive Insurance Service Inc
3060 El Cerrito Plaza #302, El Cerrito, CA 94530
(510) 524-3200
aliveinsurance.com
Farmers Insurance - Sirak Tegbaru
10810 San Pablo Ave Ste 40, El Cerrito, CA 94530
(510) 528-4638
agents.farmers.com
Bossa Nova Insurance Services, LLC
10468 San Pablo Ave, El Cerrito, CA 94530
(510) 559-1066
bossanovainsuranceservices.com
El Cerrito Insurance Services LIC 0G53215
10891 San Pablo Ave, El Cerrito, CA 94530
(510) 232-1010
NEK Insurance Inc
11481 San Pablo Ave, El Cerrito, CA 94530
(800) 367-6354
nekinsurance.com
A disability insurance agent in El Cerrito, California can help you understand your policy options and file claims. California law requires employers to provide State Disability Insurance (SDI) through payroll deductions, but private policies offer additional coverage. A local agent can explain how state benefits and private plans work together for your situation.
What Does a Disability Insurance Agent in El Cerrito Cost?
Disability insurance agent services in California typically do not charge a fee to the client because they earn commissions from the insurance company. Premiums for private disability insurance vary widely based on age, health, occupation, and coverage amount, ranging from 1% to 3% of your annual income. For example, a 40-year-old earning 100,000 dollars per year might pay between 1,000 and 3,000 dollars annually for a policy. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in El Cerrito do?
A disability insurance agent helps you choose a policy that fits your needs and assists with the application process. They can also guide you through filing a claim and understanding your benefits under California law.
How is California disability insurance different from private coverage?
California provides State Disability Insurance (SDI) for eligible workers, which covers partial wage replacement for non-work related illness or injury. Private disability insurance offers additional benefits and can cover gaps not addressed by SDI, such as higher income replacement or longer benefit periods.
Do I need a disability insurance agent if I already have SDI?
SDI has limits on benefit amounts and duration, so a private policy can provide extra financial protection. An agent can help you compare policies to supplement your state benefits and ensure you have adequate coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.