The top-rated dental insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 15 dental insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Freeway Insurance | 334 Genesee St | (315) 567-4346 |
| 3 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 4 | AAA Utica | 430 Court St | (315) 797-5452 |
| 5 | Fidelis Care - Utica Community Office | 209 Elizabeth St | (315) 703-0063 |
| 6 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 7 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 8 | Arrow Health Insurance NY | 185 Genesee St | (315) 257-7352 |
| 9 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 10 | premium plan Insurance NY | 266 Genesee St | (332) 334-6798 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and the surrounding Oneida County region. The agency provides dental insurance plans that help individuals and families cover routine checkups, cleanings, and major procedures. Clients can discuss plan options in person at the local office located in Utica. A key service handled here includes coordinating coverage for preventive care and restorative treatments like fillings.
Freeway Insurance in Utica, New York distinguishes between one-time policy options for short-term dental needs and recurring plans that provide ongoing coverage for routine care and major procedures. As a Dental Insurance Agent, the company helps local residents select plans that fit their specific requirements for preventive visits, fillings, or more extensive work. Coverage typically includes cleanings, exams, and a portion of restorative treatments. Services are available on both a one-time and scheduled basis, with as-needed consultations for those seeking immediate plan adjustments.
Serving Utica, NY, and the surrounding communities, Matt Nimey Insurance Agency handles individual and family dental insurance plans. It connects local residents with coverage options that help manage routine cleanings, exams, and major procedures. The agency evaluates each client's specific needs and preferred network of dentists before presenting suitable plan choices. To handle a typical job, it first gathers details on the client's dental history and budget, then compares available policies to find a balanced fit for necessary care.
AAA Utica provides a broad range of dental insurance agent services to clients in Utica, NY, including policy selection and enrollment support. Its service offerings include assisting individuals with plan comparisons, explaining coverage details, and processing annual renewal paperwork. Maintenance plans typically involve coordinating with insurers to resolve billing issues and updating policy information for customers. The company services single-family homes, apartments, retail spaces, and restaurants with dental insurance needs.
Fidelis Care - Utica Community Office serves local homeowners and businesses seeking dental insurance plans in the Utica area. The agency helps clients navigate plan options for routine checkups, advanced procedures, and specialist referrals. Working with multiple carriers, the agent provides guidance on selecting coverage that fits individual or group budgets and needs. Customers appreciate clear explanations of deductibles, copays, and network restrictions. The office also extends its dental insurance consultation services to residents and business owners in neighboring New Hartford and the broader Oneida County metro.
BEACH AGENCY INC in Utica, NY helps clients understand the difference between one-time dental insurance plans for short-term needs and recurring coverage designed for ongoing preventive and restorative care. Their role involves explaining how local policies address common procedures like cleanings, fillings, and major work. These agents typically simplify plan selection by matching individual or family requirements with available network options in the area. Services from this company are provided on an as-needed basis, allowing clients to schedule consultations when they require guidance or policy changes.
Scalzo Zogby & Wittig Inc specializes in connecting individuals and families with suitable dental insurance plans, tailoring options to meet diverse coverage needs. The company assists Utica-area clients in navigating the complexities of policy selection and enrollment, coordinating with various providers to secure beneficial terms. During the end-of-year open enrollment period, it focuses on helping clients review changes and make timely decisions to ensure uninterrupted coverage for necessary treatments.
With the arrival of the new year, many Utica residents begin searching for affordable dental coverage to address routine checkups and sudden tooth pain. Arrow Health Insurance NY serves as a local dental insurance agent, helping individuals and families review available plan options that fit their budget and preferred providers. Navigating the details of deductibles, waiting periods, and network restrictions can be confusing, but the agent clarifies these factors before a policy purchase. The first step typically involves a free consultation to assess current oral health needs and compare suitable plans.
Farmers Insurance - Michelle Santillo-Romano offers dental insurance agent services to individuals and families in Utica, New York. This agency assists clients in selecting dental coverage plans that help manage routine checkups and unexpected oral procedures. It provides guidance on policy options and enrollment. The company serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Dental Insurance Agent in Utica Cost?
Typical costs for a dental insurance agent in New York are often paid by commission from the insurance carrier, so there is usually no direct fee to you. However, some agents may charge a consultation fee ranging from 50 to 200 dollars for complex cases. Plan premiums in Utica vary widely from 20 to 80 dollars per month for individual coverage depending on benefits and network. This is general information and not insurance advice.
About dental insurance agents in Utica
A dental insurance agent in Utica New York can help you compare plans from multiple carriers and understand your coverage options. New York law requires agents to be licensed by the Department of Financial Services and to follow strict disclosure rules. Local agents know the Utica market and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a dental insurance agent in Utica do?
A dental insurance agent helps you review and select dental plans that fit your needs and budget. They explain plan terms, such as deductibles and annual maximums, and assist with claims or appeals. Agents in New York must follow state regulations on transparency and cannot recommend plans without proper disclosure.
How do I choose a dental insurance agent in Utica?
Look for an agent licensed in New York with experience in individual or group dental plans. Check their standing with the New York Department of Financial Services online. Ask about their carrier network and whether they offer plans from multiple insurers.
Are there New York laws that affect dental insurance plans?
Yes, New York requires all dental plans to cover certain preventive services like cleanings and x-rays without a deductible. The state also mandates a minimum annual benefit of at least 1,000 for individual plans. Agents must explain these requirements when presenting options.
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