The top-rated dental insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include NowDental of Suffolk, Joe Aguirre - State Farm Insurance Agent, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 16 dental insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | NowDental of Suffolk | 496 Smithtown Bypass Suite 300 | (631) 980-0811 |
| 3 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 6 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 7 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 8 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 9 | Cafaro Insurance Agency Inc. | 738 Smithtown Bypass #110 | (631) 321-6165 |
| 10 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area, offering dental insurance solutions to local residents. As a dental insurance agent in this region, the company provides guidance on selecting individual plans and family policies. They assist clients with understanding the basics of coverage, including preventive care and major procedures. The business handles the enrollment process for new policies and helps customers navigate routine benefit questions throughout the year, particularly concerning in-network providers for Smithtown patients.
NowDental of Suffolk provides a full range of dental insurance agent services for individuals and families in the Smithtown, NY area. It offers guidance in selecting suitable plans and assists with the ongoing maintenance of policies, including annual re-enrollment updates. The agency helps navigate coverage options, deductibles, and network limitations. These services are available to a wide variety of properties, including single-family homes, apartments, retail establishments, and local restaurants.
Joe Aguirre, a dental insurance agent with State Farm in Smithtown, NY, assists homeowners and business owners in obtaining coverage that helps manage routine cleanings and unexpected dental procedures. He works with policyholders to explain plan details, including deductibles and annual maximums, ensuring clients understand their options before enrolling. This agency also provides service to residents and employers in neighboring communities, such as Hauppauge and the surrounding areas of Suffolk County.
Serving Smithtown and the surrounding communities, Lynne Barnhardt - State Farm Insurance Agent handles dental insurance plans that help individuals and families manage their oral healthcare costs. The agency assists clients in reviewing available plan options to match their dental needs. To complete a typical job, it gathers information on the client's preferred dentists and desired coverage levels, then compares policy details and presents the most suitable choices for final review.
For dental coverage, individuals may choose between one-time policies for short-term needs or ongoing plans that provide continuous protection. Philip Forte: Allstate Insurance serves Smithtown, NY, assisting clients in understanding these options. The agency helps customers select coverage suited for routine cleanings, more complex procedures, or emergency care by explaining plan terms and limitations. Appointments for consultations regarding these dental insurance decisions are available on an as-needed basis.
Platinum Insurance Group specializes in helping clients navigate individual dental plans, family coverage options, and employer-sponsored group benefits in Smithtown, NY. Its agents conduct thorough consultations to analyze each client’s specific needs, comparing multiple carriers to find suitable policies with predictable premiums and broad provider networks. They assist with annual enrollment choices, explaining plan details clearly to avoid surprise costs. The agency also helps residents resolve coverage issues, such as finding in-network dentists or handling unexpected claim denials before the end-of-year benefit deadlines.
With the arrival of open enrollment season, many Smithtown residents seek guidance on dental coverage options. Jeff Troiano: Allstate Insurance provides professional consultation for individuals and families needing dental insurance in the local area. The agency helps clients compare available plans to find a suitable match for their needs and budget. A first appointment typically includes a review of the client's current coverage and a discussion of preferred dental providers. The process then moves to an initial assessment of plan costs and benefits.
Zachary Millian of Allstate Insurance offers dental insurance agent services in the Smithtown, New York area. This work helps individuals and families find coverage for routine cleanings, major procedures, and emergency dental care through various plan options. The agency can assist clients in selecting policies that fit their specific needs and budgets. Commercial insurance solutions for dental benefits are available for local business operations, including professional offices, warehouses, and food service establishments.
Cafaro Insurance Agency Inc. in Smithtown, NY is known for helping individuals and families find dental coverage that fits their budget and needs. The agency guides clients through plan options, including preventive care and major procedure benefits, while explaining annual maximums and network restrictions. It assists both new enrollees and those switching plans during open enrollment periods. Cafaro Insurance Agency also specializes in offering supplemental dental insurance riders to expand coverage for orthodontics.
Takach & Associates, Inc. serves residential clients in Smithtown, New York, helping individuals find dental insurance plans that fit their needs. The company also offers commercial coverage for local businesses seeking group dental benefits for employees. Their service area includes Smithtown and the surrounding communities on Long Island. The agency assists clients with annual plan reviews and coverage adjustments, ensuring policies remain suitable as needs change. They provide follow-up support between regular visits to address claims questions or update policy preferences.
What Does a a Dental Insurance Agent in Smithtown Cost?
The cost of working with a dental insurance agent in New York is typically free to you because agents earn commissions from insurance carriers. Premiums for individual dental plans in Smithtown range from 25 to 80 dollars per month depending on coverage level and network. Some agents may charge a consultation fee for complex business or group plans. This is general information and not insurance advice.
About dental insurance agents in Smithtown
A dental insurance agent in Smithtown New York can help you compare plans from multiple carriers and understand your coverage options. New York law requires all agents to be licensed by the Department of Financial Services and to follow strict disclosure rules. Local agents know which dentists in the Smithtown area accept specific plans.
Frequently Asked Questions
What does a dental insurance agent in Smithtown do?
A dental insurance agent helps you choose a plan that fits your budget and needs. They explain deductibles, copays, and annual maximums. In New York, agents must provide a clear summary of benefits before you enroll.
How do I verify a dental insurance agent license in New York?
You can check an agents license on the New York Department of Financial Services website. Licensed agents must renew their credentials every two years. You can also ask the agent for their license number directly.
Can a dental insurance agent help with claims in Smithtown?
Yes, many agents assist with claim issues or billing questions. They can contact the insurance company on your behalf. New York law gives you the right to appeal a denied claim within 180 days.
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