The top-rated dental insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 808 reviews. Other highly rated options include Garden State Dental of Toms River, Arctic Risk Specialists Inc., Aaron Friedman: Allstate Insurance. This directory lists 14 dental insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NJ Life and Health Insurance Group, LLC | 10 Allen St STE 4A | (848) 226-6897 |
| 2 | Garden State Dental of Toms River | 1200 Hooper Ave | (732) 994-6088 |
| 3 | Arctic Risk Specialists Inc. | 1415 Hooper Ave #203 | (732) 372-4348 |
| 4 | Aaron Friedman: Allstate Insurance | 147 NJ-70 Ste 4 | (732) 901-7719 |
| 5 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 6 | Arocho Insurance Agency | 730 Jamaica Blvd | (732) 877-7680 |
| 7 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 8 | Best insurance Toms River | 231 Main St | (732) 201-8633 |
| 9 | Vic Hatami Insurance Agency | 1520 NJ-37 | (732) 506-9800 |
| 10 | Mesanko Insurance Agency | 1163 Washington St | (732) 505-0057 |
NJ Life and Health Insurance Group, LLC serves Ocean County and the surrounding Toms River area as a local dental insurance agent. The company helps clients find individual dental plans, including those for families and seniors. They also assist with group dental coverage for small businesses in the region. Navigating open enrollment periods and plan options is made easier through their guidance. The agency specifically handles plan selection for PPO and HMO dental networks available locally.
Garden State Dental of Toms River provides assistance in selecting and enrolling in individual dental plans, as well as helping businesses secure group coverage for their employees. The company can also help clients manage and adjust existing policies during open enrollment periods or after qualifying life changes. Its service area includes Toms River, New Jersey, and the surrounding communities. The agency services clients ranging from single-family homes to apartments, retail locations, and local restaurants.
Arctic Risk Specialists Inc., based in Toms River, New Jersey, assists clients in choosing between one-time policies for temporary coverage and recurring plans for ongoing protection. As a dental insurance agent, the company helps individuals and families compare plans that cover routine cleanings, fillings, and major procedures. Their service operates on a scheduled basis, with regular open enrollment periods and renewal cycles throughout the year. Clients can also schedule one-time consultations to review or update their existing dental coverage as their needs change.
Aaron Friedman: Allstate Insurance serves homeowners, families, and small business owners in Toms River, NJ, by offering dental insurance coverage plans. As a local agency, it assists clients in understanding policy options for routine care and major procedures. The agency works with individual shoppers and those seeking group employer benefits. Assistance includes plan comparisons and enrollment guidance for preventive services. It also covers the neighboring community of Lakewood Township and portions of Ocean County for added convenience.
Serving Toms River and the surrounding communities in Ocean County, Frank Valente: Allstate Insurance handles individual and family dental insurance plans. As a local dental insurance agent, this agency helps residents find coverage that fits their needs. It guides clients through plan options, explaining deductibles, premiums, and coverage limits to ensure informed choices. The typical job is managed by assessing each client’s dental care requirements and budget to match them with a suitable policy.
Arocho Insurance Agency specializes in helping individuals and families compare dental insurance plans that suit their needs in Toms River, New Jersey. It also assists local residents with understanding policy options, enrolling in coverage, and renewing their plans each year. The agency navigates clients through the nuances of deductibles, annual maximums, and network restrictions. As the end of the annual open enrollment period approaches, Arocho Insurance Agency helps ensure clients secure their coverage before the deadline passes.
As summer approaches in Toms River, NJ, many families seek to schedule new dental checkups for their children before the school year begins. BHI Insurance helps local residents find suitable individual or group coverage plans that fit their dental care needs. The agency works with various providers to present clear options for routine cleanings, fillings, and emergency procedures. An initial consultation assesses each client’s current insurance situation and suggests the most practical plan to address their upcoming treatment requirements.
Serving clients in Toms River and the surrounding area, Best Insurance Toms River assists individuals and families in navigating dental coverage options. This agency focuses on matching clients with plans that suit their specific oral health needs and financial situations. They help explain policy details, handle enrollment, and provide ongoing support for claims questions. Their services are available to a variety of commercial sectors, including offices, warehouses, and food service businesses.
Vic Hatami Insurance Agency serves individuals needing dental insurance coverage in and around Toms River, New Jersey. The company also provides plans for commercial clients and groups, addressing the area’s diverse coverage necessities. Operating locally, the agency helps residents and businesses select policies that match typical dental care demands in the region. Throughout the year, the office offers support in understanding plan options and filing claims. Between regular six-month dental visits, the agency follows up with clients to ensure coverage remains appropriate as needs change.
Mesanko Insurance Agency in Toms River, New Jersey, is known for matching local residents and businesses with dental insurance plans that suit their oral health care needs and budget. The agency’s service range includes helping clients compare coverage for routine exams, cleanings, and restorative procedures through various private insurers. Beyond individual and family plans, it also assists groups in securing dental benefits for employees. A specialty service it can add on is offering supplemental policies that cover orthodontic treatments for both children and adults.
What Does a a Dental Insurance Agent in Toms River Cost?
The cost of dental insurance in New Jersey varies by plan type and coverage level. Individual plans typically range from 20 to 60 dollars per month, while family plans can cost 50 to 150 dollars per month. Employer sponsored plans may have lower premiums. Costs also depend on deductibles and copays. This is general information and not insurance advice.
About dental insurance agents in Toms River
Dental insurance agents in Toms River, New Jersey help individuals and businesses find suitable dental coverage. New Jersey requires all health plans to offer pediatric dental coverage as an essential health benefit. Local agents can explain how this applies to your situation and help you compare plans from carriers like Delta Dental and Horizon Blue Cross Blue Shield of New Jersey.
Frequently Asked Questions
What does a dental insurance agent in Toms River do?
A dental insurance agent helps you review and select dental plans that fit your needs and budget. They explain plan details such as deductibles, annual maximums, and provider networks. Agents also assist with enrollment and can answer questions about New Jersey specific coverage rules.
Do I need a dental insurance agent if I already have health insurance in New Jersey?
Yes, because health insurance plans in New Jersey often include separate dental coverage or require a separate dental plan. An agent can help you understand if your current health plan includes pediatric dental benefits as required by state law. They can also help you find standalone dental plans for adults.
Can a dental insurance agent help with Medicare dental plans in Toms River?
Yes, many agents specialize in Medicare Advantage plans that include dental benefits. In New Jersey, Medicare Advantage plans often offer routine cleanings, fillings, and dentures. An agent can compare these plans and explain any waiting periods or coverage limits.
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