The top-rated dental insurance agent in St Cloud, Minnesota is Hess Partners Insurance Agency, rated 4.6 stars across 57 reviews. Other highly rated options include Advantage 1 Insurance, Rock City Insurance, Moe Janssen Schee Agency: Allstate Insurance. This directory lists 16 dental insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hess Partners Insurance Agency | 31 33rd Ave N | (320) 255-0417 |
| 2 | Advantage 1 Insurance | 3801 3rd St N | (320) 252-6650 |
| 3 | Rock City Insurance | 14 7th Ave N | (320) 259-4003 |
| 4 | Moe Janssen Schee Agency: Allstate Insurance | 3717 3rd St N | (320) 251-1383 |
| 5 | Lamphere Insurance Group, LLC | 606 25th Ave S Ste. 204 | (320) 640-0633 |
| 6 | Federated Insurance Co | 2700 1st St N #215 | (320) 314-3964 |
| 7 | Moe Agency Inc | 536 25th Ave N | (320) 253-7644 |
| 8 | Stearns | 4191 2nd St S | (320) 314-5267 |
| 9 | John Herman Insurance | 606 25th Ave S #111 | (320) 251-1997 |
| 10 | Ray Sauer Insurance & Financial | 1812 25th St SE | (320) 208-9250 |
Hess Partners Insurance Agency serves the St. Cloud, Minnesota, metro area as a dental insurance agent. The company helps individuals and families find dental plans that cover routine cleanings, exams, and X-rays. It also assists small business owners in St. Cloud with group dental benefits for their employees. Understanding local provider networks is a key part of its service. Hess Partners Insurance Agency handles individual policy enrollment and employer group plan renewals for St. Cloud residents.
Advantage 1 Insurance, based in St. Cloud, Minnesota, serves the local area as a designated Dental Insurance Agent. The company helps individuals, families, and small businesses navigate available dental plans to find suitable coverage for routine cleanings and restorative care. Its service range includes explaining policy details, comparing benefits from different carriers, and assisting with the enrollment process. Residents often seek guidance on preventive care plans. The agency can also provide targeted assistance for those requiring specialized coverage for orthodontic treatments.
Serving St. Cloud and the surrounding central Minnesota communities, Rock City Insurance connects individuals and families with dental coverage plans. The agency handles routine preventive care policies as well as major procedure protection. It works with regional and national insurers to offer a range of benefit options. By listening to each client’s specific needs and budget, the office presents plans from different carriers. It then guides the client through the selection and enrollment process.
Moe Janssen Schee Agency: Allstate Insurance in St Cloud, MN provides dental insurance agent services that help individuals and groups select appropriate coverage plans. It offers guidance on routine maintenance plans designed to support regular check-ups and preventive care. The agency assists clients in understanding policy details and navigating enrollment periods to maintain continuous coverage for oral health needs. It services single-family homes, apartments, retail, and restaurants.
The difference between one-time dental insurance consultations and ongoing policy management includes coverage plan analysis versus continuous claims support. Lamphere Insurance Group, LLC, situated in St Cloud, MN, assists individuals and local businesses in selecting dental coverage that fits their needs. Clients can compare traditional indemnity plans and preferred provider organization options for routine care. This dental insurance agent company offers policy reviews and enrollment coordination. Service runs on either a scheduled basis for annual renewals or an as-needed basis for urgent coverage changes.
Federated Insurance Co provides dental insurance guidance, specializing in plan selection and network navigation for individuals and families in St Cloud, MN. It assists clients in understanding coverage options and managing annual enrollment paperwork. The company helps explain preventive care benefits and coordinates with local dentists to streamline claims. During the end-of-year open enrollment period, it aids residents in reviewing their current plans to ensure they meet changing dental health needs and budget requirements for the upcoming year.
As winter snows hit St. Cloud, many residents review their coverage needs for the year ahead. Moe Agency Inc serves as a dental insurance agent in this area, helping individuals and families navigate plan options that fit their budgets. They assist with enrollment and answer questions about network restrictions, deductibles, and preventive care benefits. A client starting the process can expect a thorough initial consultation. This first step involves a review of their specific dental needs and preferred providers. An inspection of current coverage and gaps then follows.
Stearns assists residents in St Cloud with selecting individual dental insurance plans that fit personal needs. The agency also helps local businesses obtain group coverage options for their employees, extending service throughout the central Minnesota region. Agents discuss plan features and enrollment details to guide clients through each decision. After enrollment, the team follows up to confirm understanding and remains available for questions before the next open enrollment period to support ongoing coverage adjustments as needs change.
John Herman Insurance provides guidance on dental insurance options for residents and businesses in St. Cloud, Minnesota. Specializing in dental coverage, the agency helps clients select plans that suit individual or group needs while explaining policy details clearly. This includes assistance with understanding benefits, coverage limits, and annual maximums. The company works with a variety of commercial sectors, including professional offices, warehouse operations, and food service establishments, ensuring each sector receives appropriate recommendations for its specific requirements.
Ray Sauer Insurance & Financial in St. Cloud, MN, is known for helping clients navigate dental insurance options to find plans that suit their individual needs and budgets. The agency serves local residents and families by offering guidance through the selection process, from basic coverage to more comprehensive dental care protection. As a dedicated dental insurance agent, it focuses on clarifying policy details and assisting with enrollment. For an added layer of employee benefits, the company can also assist with group dental insurance plans for small businesses.
What Does a a Dental Insurance Agent in St Cloud Cost?
Dental insurance agents in Minnesota typically do not charge a separate fee for their services. Their compensation comes from commissions paid by insurance carriers. Individual dental plans in St Cloud can range from $25 to $60 per month for basic coverage, while family plans may cost $60 to $150 per month. Costs vary based on the plan type, network, and coverage level. This is general information and not insurance advice.
About dental insurance agents in St Cloud
Dental insurance agents in St Cloud, Minnesota help individuals and families find coverage that meets their needs. These agents are licensed by the Minnesota Department of Commerce and can explain plans from carriers like Delta Dental of Minnesota and HealthPartners. Working with a local agent can simplify the process of comparing deductibles, annual maximums, and waiting periods.
Frequently Asked Questions
What does a dental insurance agent in St Cloud do?
A dental insurance agent helps you compare plans from different carriers and enroll in a policy. They explain plan details such as coverage for cleanings, fillings, and major procedures. Agents must follow Minnesota regulations and cannot offer advice that is not in your best interest.
How do I find a licensed dental insurance agent in St Cloud?
You can search the Minnesota Department of Commerce license lookup tool online. Many agents work for local insurance agencies or brokerages in the St Cloud area. You can also ask for referrals from your dentist or employer.
Are there Minnesota laws that affect dental insurance plans?
Yes, Minnesota law requires dental plans to cover certain preventive services without a deductible. The state also regulates waiting periods and annual maximums. Agents must follow the Minnesota Insurance Code when selling policies.
Dental Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato