The top-rated dental insurance agent in Royal Oak, Michigan is North Oaks Dental, Implant & Sedation Center | Royal Oak, rated 4.8 stars across 1,575 reviews. Other highly rated options include Atlas Insurance Agency, LLC, High Favor Insurance Agency LLC, HealthMarkets Insurance - Julia Muraj Bruceti. This directory lists 13 dental insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | North Oaks Dental, Implant & Sedation Center | Royal Oak | 3213 S Rochester Rd | (248) 712-1522 |
| 2 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 3 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 4 | HealthMarkets Insurance - Julia Muraj Bruceti | 32801 Woodward Ave Ste #101 | (248) 225-3821 |
| 5 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 6 | McNish Group | 26622 Woodward Ave STE 200 | (248) 544-4800 |
| 7 | SWITCH Insurance Group | 1108 W Eleven Mile Rd Suite 600 | (248) 965-4510 |
| 8 | Farm Bureau Insurance | 30301 Woodward Ave | (248) 816-2058 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 423 N Main St #100 | (248) 355-9600 |
| 10 | Unum | 408 S Lafayette Ave | (248) 351-1600 |
North Oaks Dental, Implant & Sedation Center | Royal Oak serves the Oakland County metro area, including Royal Oak, as a dental insurance agent. They assist individuals and families navigating dental coverage options, helping clients select plans that align with their oral health needs. The company works with various insurance carriers to evaluate policy details and manage claims. Their typical client consultations cover preventive care benefits as well as more complex procedures such as implant coverage and sedation dentistry reimbursement.
Atlas Insurance Agency, LLC in Royal Oak, MI provides a full range of dental insurance agent services, including plan selection guidance and annual enrollment support. It also offers ongoing service plans to help clients manage coverage changes and claims questions throughout the policy year. By working with multiple carriers, the agency assists individuals and groups in finding suitable dental benefits for their needs. Its services cover single-family homes, apartments, retail, and restaurants.
High Favor Insurance Agency LLC serves homeowners, businesses, and property managers in Royal Oak, Michigan, by connecting them with suitable dental insurance plans. It assists clients in understanding plan options for individual or group coverage and helps navigate enrollment periods and policy details. The agency focuses on matching specific needs with available dental networks in the local market. High Favor Insurance Agency LLC also extends its service area to cover neighboring communities within the greater metro Detroit region, including Berkley and Huntington Woods.
HealthMarkets Insurance - Julia Muraj Bruceti serves Royal Oak and the surrounding southeastern Michigan communities. This dental insurance agent helps individuals and families navigate plan selection for routine cleanings, major procedures, and orthodontic coverage. The agency focuses on comparing available marketplace and private insurance options to match each client's specific dental care needs and budget. To handle a typical job, Julia Muraj Bruceti first reviews the client's current coverage gaps and then presents plan choices that prioritize affordability and access to local dentists.
For individuals seeking routine coverage, The Robert Littleton Insurance Agency in Royal Oak, MI, arranges policies ranging from preventive care plans to major dental procedures. One-time service options include consulting on a single dental need, while scheduled service supports annual or semi-annual plan renewals. Coverage selection is guided by available local provider networks and benefit structures. This agency operates primarily on an as-needed basis, with client appointments arranged around each individual’s specific insurance consultation requirements.
McNish Group specializes in connecting individuals and families with dental insurance plans. It provides guidance through the process of selecting appropriate coverage. The company serves residents in Royal Oak and the surrounding Michigan area, helping clients understand policy details. McNish Group addresses routine preventive care needs and manages questions about major procedures. It also assists those facing last-minute changes in employer benefits or seeking independent coverage during an open enrollment period.
SWITCH Insurance Group assists individuals and businesses in securing dental coverage through tailored insurance solutions. Based in Royal Oak, Michigan, this agency specializes in dental insurance agent services, helping clients navigate plan options for routine care, major procedures, and orthodontics. They work with diverse commercial sectors to provide accessible benefits packages. Their clientele includes professional offices, warehouses, and food service operations, each requiring unique considerations for employee dental health needs.
As Michigan’s winter ice and snow make road travel hazardous, families in Royal Oak face a higher risk of dental accidents requiring protective coverage. Farm Bureau Insurance serves this need by offering tailored dental insurance plans that align with individual budgets and local healthcare options. They guide residents through enrolment paperwork and help compare annual limits on cleanings, x-rays, and major procedures. An initial consultation involves a review of current coverage gaps and a cost estimate for preventive care.
Gallagher Insurance, Risk Management & Consulting serves residential clients in Royal Oak, Michigan, helping individuals select dental plans that fit personal needs. For businesses, the agency also arranges commercial dental coverage for small local companies. Their service area includes Royal Oak and the greater southeastern Michigan region. After an initial policy setup, agents provide ongoing assistance with claims questions and plan adjustments. Clients often return between regular dental visits to review changing coverage options or update existing policies, ensuring their protection remains suitable over time.
As winter arrives in Royal Oak, many residents begin reviewing their coverage to ensure it meets their needs. This local dental insurance agent helps individuals and families in the area navigate plan options, focusing on finding suitable coverage for routine checkups and unexpected procedures. They work directly with Unum to compare available policies, explaining details like deductibles and network limitations clearly. A typical first step involves scheduling a brief inspection of a client’s current plan to assess gaps in benefits before presenting alternative solutions.
What Does a a Dental Insurance Agent in Royal Oak Cost?
Dental insurance agents in Michigan typically do not charge you a fee. They receive commissions from the insurance companies. Individual dental plans in Royal Oak range from 20 to 60 dollars per month for basic coverage. More comprehensive plans with orthodontic benefits can cost 50 to 100 dollars per month. Costs vary by plan type, network, and coverage level. This is general information, not insurance advice.
About dental insurance agents in Royal Oak
A dental insurance agent in Royal Oak Michigan can help you compare individual and group dental plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific networks and providers available in Oakland County.
Frequently Asked Questions
What does a dental insurance agent in Royal Oak do?
A dental insurance agent helps you review plan options from different carriers. They explain deductibles, copays, and annual maximums. They also assist with enrollment and claims questions.
Is there a time limit to enroll in a dental plan in Michigan?
For individual plans, you typically enroll during the open enrollment period in November and December. Michigan allows special enrollment if you lose other coverage or have a qualifying life event. Group plans through employers have their own enrollment windows.
Do I need a dental insurance agent if I already have medical insurance?
Dental insurance is separate from medical insurance in Michigan. A dental agent can find a plan that fits your budget and preferred dentist. Many agents offer free consultations to explain your options.
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