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Compare dental insurance agents in Kapaʻa. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Kapaʻa, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 dental insurance agents in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848
agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335
darrellynlemke.com
Premier Dental Group HI
4562 Kukui St #101, Kapaʻa, HI 96746
(808) 822-4906
premierdentalhi.com
Hoku Pediatric Smiles
4-976 Kuhio Hwy # B, Kapaʻa, HI 96746
(808) 822-9393
hokusmiles.com
Hoku Smiles Pediatric Dentistry
4-976 Kuhio Hwy # B, Kapaʻa, HI 96746
(808) 822-9393
hokusmiles.com
Insurance Factors
5196 Kome St, Kapaʻa, HI 96746
(808) 822-3097
insurancefactors.com
A dental insurance agent in Kapaʻa can help you compare plans from major carriers like HMSA and Kaiser Permanente Hawaii. Hawaii law requires all employer-sponsored group health plans to offer dental coverage under certain conditions. Local agents understand the unique needs of Kauai residents and can guide you through open enrollment periods and plan changes.
What Does a Dental Insurance Agent in Kapaʻa Cost?
The cost of working with a dental insurance agent in Hawaii is usually free to you because agents earn commissions from insurance carriers. Individual dental plans in Hawaii typically cost between 25 and 60 dollars per month for adults. Family plans range from 70 to 150 dollars per month. Costs vary by plan type, coverage level, and location. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a dental insurance agent in Kapaʻa do?
A dental insurance agent helps you review and select individual or group dental plans. They explain coverage details, premiums, deductibles, and network restrictions. Agents do not sell insurance directly but assist with plan comparisons and enrollment.
Is dental insurance required in Hawaii?
Hawaii does not require individuals to have dental insurance. However, under the Hawaii Prepaid Health Care Act, employers with group health plans must offer dental coverage if they provide medical insurance. Agents can clarify these requirements for small businesses.
How do I choose a dental insurance plan in Kapaʻa?
Consider your dental needs, budget, and preferred providers. Many plans in Hawaii use a network of local dentists. An agent can show you plans with different copays and annual maximums, typically ranging from 1000 to 2000 dollars per year.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.