The top-rated dental insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Premier Benefit Consultants. This directory lists 19 dental insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Premier Benefit Consultants | 1437 Kilauea Ave Ste. 204 | (808) 731-3700 |
| 5 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 6 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 7 | Ohana Health Plan | 88 Kanoelehua Ave a105 | (888) 846-4262 |
| 8 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 9 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 10 | Aloha Care | 234 Waianuenue Ave suite 105 | (808) 400-7299 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves Hilo, Hawaii, and the surrounding Hawaii County area. The company specializes in helping individuals and families navigate their dental insurance coverage options. It provides guidance on selecting suitable plans from various carriers to meet specific oral health needs and budgets. A licensed agent assists clients by explaining plan benefits, deductibles, and network restrictions. The business handles enrollment in individual dental insurance policies and offers support with routine preventive care coverage.
Iris Kuwaye - State Farm Insurance Agent in Hilo, HI provides dental insurance agent services, including assisting clients with plan selection and enrollment. Ongoing service includes support for claims questions and policy adjustments. The agent advises individuals on coverage options that help manage routine and emergency dental care costs. Services cater to homeowners of single-family homes and apartments as well as businesses operating retail stores and restaurants in the local area.
Claire Justo - State Farm Insurance Agent in Hilo, HI, serves local homeowners and families seeking dental insurance coverage. The agency helps clients explore individual plans and group policies that address routine checkups and major dental procedures, offering guidance on navigating various coverage options. Services include assistance with plan selection, enrollment paperwork, and claims support tailored to each customer's dental care needs. Claire Justo’s office also covers surrounding communities in the broader Hilo metro area, including Keaau.
Premier Benefit Consultants serves Hilo and the surrounding communities on the Big Island of Hawaii, handling a full range of dental insurance needs for individuals and families. The agency assists local residents comparing various PPO and HMO dental plan options from multiple carriers. Navigating open enrollment periods and explaining coverage details for routine cleanings and major procedures are common responsibilities for the team. To handle a typical job, the company focuses on presenting clear plan comparisons and helping clients select coverage that matches their anticipated dental care usage.
Pyramid Insurance in Hilo distinguishes between one-time policy purchases and recurring service arrangements to help clients secure dental coverage. This agency assists individuals and families in navigating plan options that match their specific oral health needs and budget. For those in Hilo, understanding how deductibles and annual maximums apply can simplify choosing a suitable plan. Service is provided on an as-needed basis, allowing clients to seek appointment guidance or policy adjustments whenever their dental insurance requirements change.
During the rainy season in Hilo, many residents begin to consider their dental health coverage before annual plans reset. Hope Chu Hing - State Farm Insurance Agent provides dental insurance options to help local families access routine care and major procedures. The agency offers personalized guidance through the selection process, explaining typical plan structures so clients can match coverage to their needs. An initial consultation begins with a review of current dentists, existing policies, and expected treatments to determine suitable plan features.
Ohana Health Plan offers individual and family dental insurance plans, serving residents throughout the Hilo, HI area. Its general services include helping clients compare coverage options, enroll in suitable policies, and understand their benefits for routine cleanings and major procedures. The company assists with the annual open enrollment period and can help someone who has recently moved to Hawaii find a new dental plan. When a tourist unexpectedly chips a tooth during a vacation, Ohana Health Plan also helps locate local coverage for emergency treatment.
Fast Insurance Agency HI provides dental insurance coverage guidance and plan selection services for residents and businesses in Hilo, Hawaii. Its focus on dental insurance agents means the agency specializes in helping clients navigate routine care, major procedures, and orthodontic options. The agency can assist commercial accounts that range from professional offices and warehouses to food service operations, ensuring each sector finds appropriate group or individual plans to match patient needs.
Mind Insurance HI, based in Hilo, provides dental insurance agent services to local residents and businesses. It helps clients navigate individual and group plans covering routine cleanings, fillings, and more complex procedures. The agency focuses on finding plans that match varying budgets and dental care needs throughout the East Hawai‘i area. Support includes comparing coverage options and assisting with enrollment paperwork. An added specialty service is helping clients understand and coordinate Medicare dental supplement plan benefits.
What Does a a Dental Insurance Agent in Hilo Cost?
The cost of using a dental insurance agent in Hawaii is typically free to you because agents are paid by the insurance carrier. Monthly premiums for individual dental plans in Hilo range from about 25 to 80 dollars depending on coverage level and network. Some agents may charge a consultation fee for complex cases but this is rare. This is general information and not insurance advice.
About dental insurance agents in Hilo
Dental insurance agents in Hilo help individuals and families find coverage that fits their needs. Hawaii law requires dental plans to follow specific state regulations including guaranteed renewability under Hawaii Revised Statutes Chapter 431. Agents can explain how plans work with local providers like Hilo Medical Center Dental Clinic.
Frequently Asked Questions
What does a dental insurance agent in Hilo do?
A dental insurance agent helps you compare plans from different carriers and enroll in coverage. They explain benefits, premiums, and network restrictions. Agents must be licensed by the Hawaii Department of Commerce and Consumer Affairs.
Are there special rules for dental insurance in Hawaii?
Yes. Hawaii Revised Statutes Chapter 431 requires dental plans to offer a minimum loss ratio and protect consumers from unfair cancellation. Plans must also comply with the Hawaii Prepaid Health Care Act if combined with medical coverage.
How do I choose a dental insurance agent in Hilo?
Look for an agent who is licensed in Hawaii and familiar with local providers. Ask about their experience with individual and family plans. You can verify a license through the Hawaii DCCA website.