The top-rated dental insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Brightway Insurance, The Harrington Agency, Hawk Insurance Group. This directory lists 15 dental insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 4 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 5 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 6 | My Healthcare Direct | 910 Florida Blvd unit a | (727) 306-0056 |
| 7 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
| 8 | GreatFlorida Insurance: Jim Sullivan | 3382 Tampa Rd | (727) 781-5533 |
| 9 | Edgewater Insurance Inc | 30522 US Hwy 19 N #107-Q | (727) 772-0428 |
| 10 | Insurance Solutions of Tampa Bay | 2708 US-19 ALT Suite 505 Suite F | (727) 474-9645 |
Coleman Insurance Agency serves the Palm Harbor area and the greater Pinellas County region as a dental insurance agent. The firm assists individuals and families in locating suitable dental coverage plans from various carriers. They also help local businesses evaluate group dental benefit options for their employees. By working with multiple insurers, the agency can compare policy details like waiting periods and annual maximums for clients. In the local market, Coleman Insurance Agency specifically handles individual dental enrollment and employer group plan renewals.
Reliant Insurance Services in Palm Harbor, Florida offers a full range of dental insurance options for individuals and families, including individual plans and group coverage for local businesses. Its plans typically include diagnostic and preventive services, as well as basic and major restorative care, while optional maintenance programs help members manage regular cleanings and exams. The company also works to administer claims and update coverage as needs change over time. It provides these insurance services for single-family homes, apartments, retail spaces, and restaurants.
Brightway Insurance, The Harrington Agency serves homeowners, renters, and local businesses in Palm Harbor by connecting them with dental insurance plans that help cover routine checkups and major procedures. It assists clients in evaluating coverage options for individual and group needs, explaining policy details clearly. The agency also supports existing policyholders with claims guidance and plan adjustments as their dental care requirements change. It serves the greater Tampa Bay metro area, including neighboring communities such as Clearwater and Dunedin.
Hawk Insurance Group serves clients in Palm Harbor and the surrounding communities of north Pinellas County. The agency handles dental insurance plans from major carriers, working to match individuals and families with suitable coverage for routine care and more extensive procedures. Its agents assess each client’s specific dental needs and budget before presenting a range of available plan options. To complete a typical job, the company reviews current benefit details and submits enrollment paperwork directly to the chosen insurance provider.
Whitco Insurance Agency Palm Harbor serves clients in Palm Harbor, FL, offering both one-time policy placements and recurring service plans for ongoing dental coverage needs. They help individuals and families navigate plan options to reduce out-of-pocket costs on routine and major dental procedures. Their services run on an as-needed basis, with clients contacting them when coverage expires or a new dental benefit question arises.
Offering enrollment guidance and plan comparisons, My Healthcare Direct assists individuals and families in Palm Harbor with selecting dental insurance coverage. It regularly works with local residents to navigate network restrictions, monthly premiums, and annual maximums to find a fitting policy. The agency also helps clients understand the difference between HMO and PPO dental plans common in Florida’s market. As the year-end open enrollment period approaches, it specifically aids those seeking to adjust their existing coverage to better manage upcoming orthodontic or major restorative dental needs.
As the busy summer season brings more locals to the dentist, Pinellas Insurance Solutions in Palm Harbor, FL helps families review their dental coverage options. This dental insurance agent assists clients by comparing individual plans or employer-sponsored benefits to address common preventive care needs. They clarify out-of-pocket costs, network restrictions, and annual maximums for each policy under consideration. Before making a final selection, an initial consultation is held to assess each customer’s specific dental health requirements and budget priorities.
GreatFlorida Insurance: Jim Sullivan works with individuals and families in Palm Harbor, Florida, to navigate dental coverage options. The company focuses specifically on dental insurance plans, helping clients select policies that match their unique oral health needs and budget. These agents assist with comparing plan benefits, understanding network restrictions, and processing enrollment paperwork. Their services are available for commercial sectors, including local offices, warehouses, and food service businesses.
Edgewater Insurance Inc in Palm Harbor, FL serves local residents seeking dental coverage for routine care and major procedures. The company also provides commercial dental insurance options for businesses needing group plans for employees in the greater Palm Harbor area. Their agents help clients assess plan networks and deductibles to match individual or organizational needs. They assist with both annual open enrollment periods and new policy setups. After initial enrollment, Edgewater Insurance remains available for follow-up questions and adjustments needed between regular dental visits.
Insurance Solutions of Tampa Bay, based in Palm Harbor, FL, is known for guiding residents through selecting individual and family dental insurance plans. Its services range from explaining coverage differences between PPO and HMO networks to helping clients compare annual maximums and waiting periods for major procedures. The company assists with understanding how preventive care is typically covered at full benefit. Additionally, it can add on coordination of benefits analysis for clients who also carry dental coverage through a spouse or employer.
What Does a a Dental Insurance Agent in Palm Harbor Cost?
Dental insurance agents in Florida typically do not charge a direct fee to consumers. Instead they earn commissions from insurance carriers, which are built into the plan premium. Individual dental plans in Palm Harbor may range from 20 to 60 dollars per month for basic coverage, while family plans can cost 50 to 150 dollars per month. Costs vary based on plan type, network, and coverage level. This is general information and not insurance advice.
About dental insurance agents in Palm Harbor
Dental insurance agents in Palm Harbor, Florida help individuals and families find coverage that meets their needs. Florida law requires agents to hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services. Local agents can explain how state regulations affect waiting periods and annual maximums for dental plans.
Frequently Asked Questions
What license does a dental insurance agent need in Florida?
A dental insurance agent in Florida must hold a valid 2-15 Life, Health, and Variable Annuity license or a 2-40 Limited Health license. These licenses are issued by the Florida Department of Financial Services after passing required exams.
Can a dental insurance agent help me with Florida specific coverage rules?
Yes, agents can explain Florida laws that apply to dental insurance, such as the 30 day grace period for individual plans and the requirement that insurers provide a summary of benefits. They can also help you understand how Florida market rules affect plan options.
How do I verify a dental insurance agent is licensed in Palm Harbor?
You can verify an agent license on the Florida Department of Financial Services website using their search tool. Look for an active license with no disciplinary actions. Agents must display their license number in all advertisements.
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