The top-rated dental insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Jim Plane - State Farm Insurance Agent, The Woods Insurance Group: Allstate Insurance, Shelter Insurance - Jo Peters. This directory lists 10 dental insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 3 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 4 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 5 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 6 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 7 | Monark Insurance | 100 S Public Rd Ste A | (303) 997-6255 |
| 8 | Prosper Insurance Company Lafayette | 325 Crossing Dr | (720) 868-9236 |
| 9 | MLJ Insurance | 75 Waneka Pkwy Suite 212 | (303) 667-7123 |
| 10 | Majestic Insurance Company | 567 W South Boulder Rd | (719) 394-8304 |
Inszone Insurance Services serves clients in Lafayette and surrounding Boulder County as a dedicated Dental Insurance Agent. The agency helps individuals and families navigate various dental coverage options to maintain oral health. They also assist local businesses in securing group dental plans that meet employee needs. By reviewing different policy structures, the team works to match clients with suitable networks and benefit levels. Their services include routine preventive care plans and major restorative procedure coverage tailored to the area.
Jim Plane - State Farm Insurance Agent serves Lafayette and Boulder County as a dental insurance agent. The agency helps individuals and families find dental coverage that fits their budgets and anticipated care needs. Local clients can discuss plan options such as preventive care benefits for routine cleanings and exams. The office also assists with understanding deductibles and annual maximum limits for more extensive procedures like fillings and crowns.
The Woods Insurance Group: Allstate Insurance provides individual and family dental insurance plans in the Lafayette, Colorado area. It offers enrollment support and guidance for annual open enrollment periods, helping clients select appropriate coverage for preventive care and basic procedures. Policy servicing includes routine administration, claims assistance, and renewal management to maintain continuous coverage. The agency serves local residents, including those living in single-family homes and apartments, as well as small business clients with retail shops and restaurants.
Shelter Insurance - Jo Peters serves Lafayette homeowners, renters, and locally owned businesses needing reliable dental coverage. The agency provides access to individual, family, and group dental insurance plans designed to help clients in the area manage routine care and unexpected procedures. Jo Peters focuses on guiding customers through plan options with clear explanations and personalized service. This agency also extends its dental insurance services to the broader Boulder County community and offers support to residents in neighboring Louisville.
Rocky Mountain Insurance Center in Lafayette, Colorado offers a range of dental insurance brokerage services, helping individuals and families select appropriate coverage plans. Its service includes enrolling clients in annual or short-term maintenance plans that cover routine cleanings, exams, and basic restorative procedures. The company also assists with plan renewals and claims guidance. It serves single-family homes, apartments, retail clients, and restaurants throughout the local area.
Serving Lafayette, Colorado, and the surrounding communities, Farmers Insurance - Daniel Coons handles the placement of dental insurance policies for individuals and families. The insurance agency helps clients navigate plan options, including coverage for routine cleanings, exams, and major procedures. Daniel Coons provides guidance on different plan structures to match varying dental health needs. To handle a typical job, the agency reviews client requirements and presents straightforward information on available policies from the insurer.
Monark Insurance, located in Lafayette, CO, helps clients distinguish between one-time dental procedure coverage and recurring preventive care plans. As a dental insurance agent, it facilitates enrollment in individual, family, or group policies suited to various oral health needs. The company also guides clients through understanding deductibles, annual maximums, and network restrictions common to local dental plans. Service runs on a scheduled basis, accommodating routine policy reviews and annual enrollment periods.
Prosper Insurance Company Lafayette specializes in connecting individuals and families with appropriate dental insurance plans. It assists clients throughout Lafayette by reviewing coverage options, explaining policy details, and facilitating enrollment with various carriers. This local agency helps residents navigate open enrollment periods and understand annual benefit maximums. Its services are particularly valuable when a client experiences an unexpected dental need, such as a sudden toothache requiring immediate treatment, ensuring they have coverage in place before scheduled procedures.
As local families review their coverage needs ahead of the annual enrollment period, MLJ Insurance acts as a dedicated dental insurance agent in Lafayette, CO. The company helps individuals and small employers understand plan options and navigate network choices for routine cleanings and major procedures. Their work simplifies comparing deductibles, annual maximums, and copayments for area residents. The process for any new client begins with a personal in-office or virtual consultation to review current coverage gaps and assess the most appropriate plan structure.
Majestic Insurance Company connects Lafayette residents and businesses with dental insurance policies that match their needs and budget. Based in Lafayette, Colorado, the agency specializes in helping clients navigate individual plans, family coverage, and group dental benefits. The company assists employers in structuring dental packages that support employee wellness while managing costs effectively. Its services are available to a wide range of commercial sectors, including professional offices, industrial warehouses, and food service operations.
What Does a a Dental Insurance Agent in Lafayette Cost?
The cost of a dental insurance agent in Lafayette is typically free to you because agents earn commissions from insurance carriers. Monthly premiums for individual dental plans in Colorado range from about 20 to 60 dollars for basic coverage and 40 to 100 dollars for plans with orthodontic benefits. Costs vary by plan type, network, and your location. This is general information and not insurance advice.
About dental insurance agents in Lafayette
Dental insurance agents in Lafayette Colorado help individuals and families find coverage that fits their budget and dental care needs. Colorado law requires all individual and small group health plans to include pediatric dental coverage as an essential health benefit. An agent can explain how this affects your options and help you compare plans from companies like Delta Dental and Cigna.
Frequently Asked Questions
What does a dental insurance agent in Lafayette do?
A dental insurance agent helps you compare plans from different carriers, explains coverage details like deductibles and annual maximums, and assists with enrollment. They do not sell medical insurance but focus specifically on dental benefits for individuals, families, and groups.
Can I buy dental insurance outside of Open Enrollment in Colorado?
Yes, dental insurance in Colorado is not tied to the ACA Open Enrollment period. You can purchase a standalone dental plan at any time of year. An agent can help you find a plan that starts as soon as the first of the next month.
Are there Colorado laws that affect dental insurance plans?
Colorado law requires dental plans to cover preventive care like cleanings and exams without a deductible. Plans must also allow you to choose any licensed dentist, though out-of-network care may cost more. An agent can explain how these rules apply to specific plans.
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