The top-rated condo insurance agent in Gillette, Wyoming is Jon Craft Insurance Agency, rated 5.0 stars across 115 reviews. Other highly rated options include Natalie Daly - State Farm Insurance Agent, Farmers Insurance - Amber Eliason, Ida Snead - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Gillette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Craft Insurance Agency | 1001 S Douglas Hwy #184 | (307) 682-6520 |
| 2 | Natalie Daly - State Farm Insurance Agent | 39 Town Ctr Dr #100 | (307) 687-1700 |
| 3 | Farmers Insurance - Amber Eliason | 1001 S Douglas Hwy B7 | (307) 685-6600 |
| 4 | Ida Snead - State Farm Insurance Agent | 201 E 3rd St | (307) 682-3481 |
| 5 | Farmers Insurance - Patrick Howell | 901 E 4th St | (307) 682-3197 |
| 6 | Christy Schomer Agency- American National | 320 S Gillette Ave STE E | (307) 670-8333 |
| 7 | Dave Urban - State Farm Insurance Agent | 700 S Douglas Hwy Aa | (307) 682-7200 |
| 8 | Farmers Insurance - P B Howell | 401 E 2nd St | (307) 682-3197 |
| 9 | Dee Dee Lore: Allstate Insurance | 1001 S Douglas Hwy Ste 130 | (307) 686-1133 |
| 10 | Todd Butzine - State Farm Insurance Agent | 439 Prairieview Dr Ste G | (307) 686-5000 |
Jon Craft Insurance Agency serves the Gillette, Wyoming area as a condo insurance agent. It assists condo owners in securing policies that protect their individual units from common risks like fire and theft. The agency helps clients understand master policy coverage gaps and how to safeguard personal property and interior improvements. It handles condo-specific policies that include liability protection for accidents occurring inside a unit. The agency also helps with loss assessment coverage for shared building repairs.
Natalie Daly - State Farm Insurance Agent provides tailored coverage options for condo owners, including protection for personal property, liability, and loss of use. Plans can be customized to address individual needs and may include coverage for guest medical expenses or additional living costs. Policy reviews are offered to help ensure coverage keeps pace with changing circumstances. Insight into local building regulations and association requirements helps clients secure appropriate protection. The agency services single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Amber Eliason serves homeowners, businesses, and property managers in Gillette, Wyoming, seeking condo insurance. It offers policies that cover individual unit interiors and personal liability. Additional coverage options include loss of use and protection for personal belongings. The agency also provides standard homeowners and renters policies. Its services reach the neighboring community of Wright and other areas throughout Campbell County.
Ida Snead - State Farm Insurance Agent serves Gillette, Wyoming, and surrounding communities, handling condo insurance policies for local homeowners and renters. The agency addresses coverage needs specific to condominium units, including building property and liability protection. It works with clients to tailor policies that fit individual condo associations and personal belongings. To handle a typical job, the agent reviews existing coverage and asks targeted questions about the unit’s layout and local risks, then proposes adjustments that align with the client’s financial situation.
Farmers Insurance - Patrick Howell in Gillette, WY helps clients understand the difference between a one-time condo policy purchase and options for scheduled coverage adjustments as property values change. For ongoing protection, the agency can arrange coverage that addresses shared building structures and individual unit contents against common local risks like wind or fire. Standard policies often include liability and loss-of-use provisions. Services run on a scheduled basis, with the ability to set up policy reviews when renewal notifications arrive or as needed after major renovations or acquisitions.
When winter storms sweep through Gillette, condo owners face the risk of ice dams and wind damage that can strain their policies. Christy Schomer Agency- American National helps local residents secure coverage tailored to shared-wall living, addressing gaps that standard homeowners insurance often misses. By evaluating each unit’s unique exposures, from common-area liabilities to individual property limits, the agency provides clear options for protecting both structure and belongings. Their process typically begins with a thorough walkthrough of the condo to assess current risk and building conditions.
Dave Urban of State Farm Insurance Agent in Gillette, WY, provides residential condo insurance tailored to protect individual units and shared building structures. Commercial coverage is also available for small businesses needing property and liability protection within the local area. The agency serves policyholders throughout Campbell County and the surrounding region. Following an initial consultation to assess specific needs, homeowners can expect attentive follow-up service between regular policy review visits to answer questions and update coverage.
Farmers Insurance - P B Howell provides comprehensive condo insurance solutions in Gillette, WY, with a focus on protecting individual units and personal property from common perils like fire and theft. This agency specializes in adding coverage for loss assessments and water backup damages often not included in standard policies. It serves a variety of commercial sectors, including local offices, warehouses, and food service operations in the area.
Dee Dee Lore: Allstate Insurance provides condo insurance policies tailored to the unique needs of Gillette homeowners. The agency guides clients through typical coverage decisions for shared structures and personal liability, then addresses broader risk management approaches for condominium units. Condo insurance here commonly involves coordinating association master policy gaps with individual owners' protection. In winter, this work often focuses on helping residents secure adequate coverage against freezing pipes or snow-related damage to interior finishes.
Todd Butzine - State Farm Insurance Agent in Gillette, Wyoming provides condo insurance coverage for local homeowners. The agency helps owners protect their individual units against common risks such as fire, theft, and water damage, while also addressing liability concerns that arise within shared building structures. Policies typically cover interior fixtures, personal property, and loss of use. Because condos require coordination with a homeowners association master policy, the agent works to close coverage gaps between the two plans. It offers an additional specialty service of securing personal umbrella liability protection.
What Does a a Condo Insurance Agent in Gillette Cost?
Typical condo insurance premiums in Wyoming range from 200 to 600 dollars per year for a standard unit. Factors that affect cost include the value of your personal property the deductible you choose and the level of loss assessment coverage. Higher risk areas near wildfire zones or with older plumbing may see higher rates. This is general information not insurance advice.
About condo insurance agents in Gillette
Condo insurance agents in Gillette Wyoming help you understand the unique coverage needs for your unit. Wyoming law requires that your condo association maintain a master policy but that policy may not cover your personal belongings or interior improvements. A local agent can explain how to fill those gaps and protect your investment in Campbell County.
Frequently Asked Questions
What does a condo insurance agent in Gillette do?
A condo insurance agent reviews your association master policy and recommends a personal condo policy. This covers your personal property, liability, and improvements to your unit. They also help you meet any insurance requirements set by your condo board.
Is condo insurance required in Wyoming?
Wyoming law does not require you to buy condo insurance. However your condo association bylaws almost always require you to carry a personal liability and property policy. Failing to do so can result in fines or loss of coverage under the master policy.
How is Wyoming condo insurance different from homeowners insurance?
Condo insurance covers your personal property and interior walls while the association master policy covers the building exterior and common areas. Wyoming has specific rules about how master policies and individual policies interact especially regarding deductibles and loss assessment coverage.