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Find Condo Insurance Agents Near You in Westerly, RI

Compare condo insurance agents in Westerly. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 condo insurance agents in Westerly, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525 lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265 fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096 mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977 louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770 agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146 thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000 schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000 binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297 prudential.com

Condo insurance agents in Westerly Rhode Island help owners understand the unique coverage needs for their unit. Rhode Island law requires condo associations to carry a master policy, but individual owners still need an HO-6 policy for personal property and interior improvements. A local agent can explain how the state statute on condo insurance works and help you avoid gaps in coverage.

What Does a Condo Insurance Agent in Westerly Cost?

Typical condo insurance costs in Rhode Island range from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the price include the unit location in Westerly, the amount of personal property coverage, and the deductible you choose. Premiums may be higher near the coast due to storm risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Westerly do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how the Rhode Island Condominium Act affects your insurance responsibilities.
Do I need condo insurance if the association has a master policy?
Yes, the master policy usually covers the building structure and common areas but not your personal property or interior upgrades. An HO-6 policy fills those gaps and provides liability protection for accidents inside your unit.