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Find Condo Insurance Agents Near You in Wakefield, RI
Browse condo insurance agents serving Wakefield, Rhode Island. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 condo insurance agents in Wakefield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gates Insurance Agency, Inc.
238 Robinson St, Wakefield, RI 02879
(401) 789-3071
gatesinsurance.com
L & M Public Adjusters
10 High St Suite H6, Wakefield, RI 02879
(401) 486-9723
landmpublicadjusters.com
The Liberty Company Insurance Brokers (Formerly Lennon Insurance Services LLC)
179 Main St, Wakefield, RI 02879
(401) 783-1816
libertycompany.com
Performance Adjusting
231 Old Tower Hill Rd Suite 209A, Wakefield, RI 02879
(401) 398-5945
performanceadjusting.com
Bill Hannan - Allstate Insurance
24 Salt Pond Rd #A1, Wakefield, RI 02879
(401) 789-3053
agents.allstate.com
Insured Confidence Rl
269 Main St, Wakefield, RI 02879
(401) 213-1835
Michael Granieri: Allstate Insurance
24 Salt Pond Rd Ste A1, Wakefield, RI 02879
(401) 789-3053
agents.allstate.com
Condo insurance agents in Wakefield, Rhode Island help owners understand the unique coverage needs for their units. Under Rhode Island law, the condominium association master policy typically covers common areas, but individual unit owners need an HO-6 policy for personal property and interior improvements. A local agent can explain how these policies work together and ensure you meet any lender requirements.
What Does a Condo Insurance Agent in Wakefield Cost?
The average cost of an HO-6 condo insurance policy in Rhode Island ranges from 200 to 600 dollars per year, depending on coverage limits, location, and the age of the building. Factors like the deductible amount and additional endorsements for water backup or replacement cost also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Wakefield do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They review your association master policy to identify gaps and recommend appropriate coverage limits for your unit.
Do I need condo insurance if the association has a master policy?
Yes, the master policy usually only covers the building structure and common areas. You still need your own policy for personal property, upgrades, and liability. Many lenders also require you to carry an HO-6 policy.
How does Rhode Island law affect condo insurance requirements?
Rhode Island General Law Section 34-36.1-3.13 requires associations to maintain property insurance on the common elements. However, individual unit owners are responsible for insuring their own units and personal property. An agent can help you understand your obligations.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.