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Find Condo Insurance Agents Near You in South Kingstown, RI

Compare condo insurance agents in South Kingstown. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 condo insurance agents in South Kingstown, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Priority Title Company
133 Old Tower Hill Rd STE 2, South Kingstown, RI 02879
(401) 789-0276 prioritytitlecompany.com
KEY Real Estate
585 Kingstown Rd, South Kingstown, RI 02879
(401) 661-9040 keyrealestatehomes.com
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000 capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442 kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224

Condo insurance agents in South Kingstown help unit owners secure HO-6 policies that cover personal property and interior improvements. Rhode Island law does not require condo owners to carry insurance but mortgage lenders often mandate it. Local agents understand coastal flood risks and can guide you on supplemental flood insurance needs.

What Does a Condo Insurance Agent in South Kingstown Cost?

Condo insurance in Rhode Island typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like the unit value, deductible amount, and location near the coast affect the price. Flood insurance can add 400 to 1,000 dollars annually depending on flood zone. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in South Kingstown do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior walls. They also explain how your policy coordinates with the condo associations master insurance. In Rhode Island, the master policy typically covers the building structure and common areas.
Is condo insurance required in Rhode Island?
Rhode Island state law does not require condo owners to have insurance. However, most mortgage lenders will require an HO-6 policy as a condition of the loan. Your condo associations bylaws may also have insurance requirements.
How does Rhode Island coastal risk affect condo insurance costs?
South Kingstown is near the coast so wind and flood risks can increase premiums. Standard condo insurance does not cover flood damage. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.