ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of condo insurance agents in Smithfield, Rhode Island. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 condo insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Angel Urena: Primerica - Financial Services
55 Douglas Pike #206A, Smithfield, RI 02917
(401) 618-5939
reps.primerica.com
A condo insurance agent in Smithfield, Rhode Island can help you understand the specific coverage needed for your unit. Rhode Island law requires condominium associations to carry master policies, but individual unit owners often need an HO-6 policy to cover personal property and interior improvements. An agent can explain how the master policy and your personal policy work together to protect your investment.
What Does a Condo Insurance Agent in Smithfield Cost?
The typical cost for a condo insurance policy in Rhode Island ranges from 200 to 600 dollars per year, depending on the unit value and coverage limits. An agent can help you compare quotes from different carriers. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Smithfield do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how Rhode Island condominium laws affect your coverage needs.
Do I need condo insurance in Rhode Island?
Yes, most lenders require it if you have a mortgage. Even without a loan, an HO-6 policy protects your personal property and provides liability coverage for accidents in your unit.
How is condo insurance different from renters insurance in Rhode Island?
Condo insurance covers the interior structure of your unit, while renters insurance only covers personal belongings. In Rhode Island, the condominium association master policy typically covers the building exterior and common areas.
Free • No Obligation
Compare Condo Insurance Agents
Get matched with agents in Smithfield who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.