Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 condo insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Medicare Joe ®
6 Blackstone Valley Pl STE 515, Lincoln, RI 02865
(888) 676-3633
medicarejoe.org
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
Carlos Martins: Primerica - Financial Services
1525 Old Louisquisset Pike C-103, Lincoln, RI 02865
(401) 495-4501
reps.primerica.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
What Does a Condo Insurance Agent in Lincoln Cost?
Typical condo insurance in Rhode Island costs between 200 and 600 dollars per year for a standard policy. Factors include unit size location deductible and coverage limits. Agents in Lincoln may offer discounts for bundling with auto insurance. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Lincoln do?
A condo insurance agent helps you buy an HO-6 policy that covers your personal property interior walls and liability. They review your association master policy to find coverage gaps. They also advise on Rhode Island specific requirements like loss assessment coverage.
Do I need condo insurance if my association has a master policy?
Yes. The master policy usually covers the building structure and common areas. You still need an HO-6 policy for your personal belongings interior upgrades and liability. Rhode Island law does not require HO-6 but most lenders do.
How is condo insurance different from renters insurance in Lincoln?
Condo insurance covers the interior structure you own like cabinets and flooring. Renters insurance covers only personal property. Condo insurance also includes loss assessment coverage for shared repairs. Both include liability and medical payments.