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Showing 2 condo insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
What Does a Condo Insurance Agent in Cumberland Cost?
The average cost of a condo insurance policy in Rhode Island ranges from 300 to 600 dollars per year for a standard unit. Factors like location in Cumberland, unit size, coverage limits, and deductible amounts affect the premium. High value personal property or additional liability coverage can increase the cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance policy in Rhode Island typically cover?
A standard HO-6 policy in Rhode Island covers your personal belongings, interior walls and fixtures, and personal liability. It also provides loss of use coverage if your unit becomes uninhabitable. The policy does not cover the building exterior or common areas, which are the responsibility of the condo association master policy.
Is condo insurance required by law in Rhode Island?
Rhode Island law does not require individual unit owners to carry condo insurance. However, most condo associations in Cumberland require owners to have an HO-6 policy as part of the bylaws. Lenders also typically require insurance if you have a mortgage on the unit.