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Directory of condo insurance agents in Chepachet, Rhode Island. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 condo insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888
chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
Condo insurance agents in Chepachet help owners understand their HO-6 policy needs. Rhode Island law requires condo associations to carry a master policy, but individual unit owners must cover interior structures and personal property. A local agent can explain how these policies work together to protect your investment.
What Does a Condo Insurance Agent in Chepachet Cost?
In Rhode Island, condo insurance premiums generally range from 200 to 600 dollars annually for a basic HO-6 policy. Factors like the age of the building, your credit score, and the amount of personal property coverage affect the price. For example, a unit in a newer Chepachet complex may cost less than one in an older building. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Chepachet do?
A condo insurance agent helps you choose an HO-6 policy that covers your unit, personal belongings, and liability. They review your association master policy to identify gaps in coverage. They also advise on additional endorsements like loss assessment coverage.
Is condo insurance required in Rhode Island?
Rhode Island law does not require individual condo owners to carry insurance. However, most mortgage lenders require an HO-6 policy. Additionally, your condo association may require you to have liability coverage as part of the bylaws.
How much does condo insurance cost in Chepachet?
Condo insurance in Rhode Island typically costs between 200 and 500 dollars per year for a standard policy. Costs depend on your unit value, location, and chosen deductibles. An agent can provide a personalized quote based on your specific needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.