The top-rated condo insurance agent in Redmond, Oregon is Jake Waardenburg - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include AIC Insurance - Redmond - Bend, Cheri Towery: Allstate Insurance, Graybeal Group, Inc. This directory lists 18 condo insurance agents serving Redmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Waardenburg - State Farm Insurance Agent | 1421 S Hwy 97 Ste B | (541) 504-5555 |
| 2 | AIC Insurance - Redmond - Bend | 847 SW 6th St | (541) 504-1822 |
| 3 | Cheri Towery: Allstate Insurance | 141 NW 6th St Ste A | (541) 548-1416 |
| 4 | Graybeal Group, Inc | 1935 S Hwy 97 | (541) 504-2134 |
| 5 | Brian Myers - State Farm Insurance Agent | 314 SW 7th St | (541) 516-6010 |
| 6 | Farmers Insurance - Patrick Kirby | 711 SW 10th St | (541) 548-0127 |
| 7 | Joe Lochner - State Farm Insurance Agent | 123 SW 5th St | (541) 548-6023 |
| 8 | Tony Cook - COUNTRY Financial Agent | 703 SW 8th St | (541) 504-1227 |
| 9 | Jose Gonzalez American Family Insurance | 651 NW 6th St D | (541) 504-7900 |
| 10 | Farmers Insurance - Jerry Burger ur new agent | 1000 SW Indian Ave | (541) 548-8194 |
Jake Waardenburg - State Farm Insurance Agent serves the Redmond, Oregon metro area as a local condo insurance agent. The agency helps condominium owners secure coverage that protects their individual units, personal belongings, and liability within the association. Policies are structured to complement existing master building insurance held by the homeowner association. This agent handles specific services such as personal property coverage for furniture and electronics, as well as loss of use protection for temporary living expenses if the unit becomes uninhabitable.
AIC Insurance - Redmond - Bend provides comprehensive coverage options for condo owners in the Redmond area, including protection for personal belongings, liability, and interior structural improvements. They offer tailored service plans that help clients understand local risk factors, such as weather and common area liabilities, ensuring policies match individual needs. The agency works with associations and individual owners, servicing properties that include single-family homes, apartments, retail, and restaurants.
Cheri Towery: Allstate Insurance serves homeowners and property managers in Redmond, Oregon, who need condo insurance coverage. The agency helps clients select policies that protect individual units and shared building structures from common risks such as fire, theft, and liability claims. Local condominium owners rely on this Allstate agent for clear explanations of policy options. The agency also provides insurance services to residents in the nearby community of Bend, ensuring coverage for condos across the central Oregon region.
Serving Redmond, Oregon, and surrounding communities, Graybeal Group, Inc. handles condo insurance coverage for local homeowners. It specializes in policies that protect individual units, common areas, and personal property within condominium associations. The work typically involves assessing the specific needs of each condo owner versus the master policy held by the association. When handling a typical job, it gathers details about the unit’s layout, local building codes, and the association’s deductible requirements to tailor a policy that fills coverage gaps without unnecessary overlap.
Brian Myers - State Farm Insurance Agent offers both one-time policy purchases and ongoing service arrangements for condo owners in Redmond, Oregon. Coverage options protect the interior structure and personal belongings against common hazards like fire, theft, and water damage. Loss-assessment protection may also be included for shared building areas. This agent provides flexible service options for clients, with support available on both a one-time and scheduled basis, ensuring help can be arranged as needed throughout the year.
Farmers Insurance - Patrick Kirby specializes in tailored condo insurance policies covering interior structures, personal property, and liability protection. It also serves Redmond residents with broader coverage needs such as auto and homeowners insurance. The agency helps local condo owners understand master policy gaps and secure adequate personal liability limits. As central Oregon’s rainy season approaches, it assists clients with reviewing coverage for water damage from leaky roofs or burst pipes that may not be covered by their association’s policy.
As summer wildfire season approaches in Redmond, Joe Lochner - State Farm Insurance Agent helps local condo owners secure appropriate coverage tailored to shared-building risks. Policies from this agency typically address common area liability, interior structural damage from fire or smoke, and personal property protection. General guidance emphasizes understanding the association's master policy to avoid gaps. An initial consultation available at the Redmond office can review current exposure and clarify deductible responsibilities.
Tony Cook - COUNTRY Financial Agent in Redmond, Oregon, provides professional guidance for condo insurance needs, with the capability to strengthen policies through specialized endorsements. The agency addresses typical concerns such as interior improvements and liability protection beyond standard master policies. It also secures coverage for additional structures and loss assessment exposure. This agent can further extend risk defense to commercial sectors, including local offices, storage warehouses, and food service operations, ensuring their separate property and liability requirements are met.
Jose Gonzalez American Family Insurance serves Redmond, Oregon, as a dedicated condo insurance agent. The company helps local condominium owners understand the specific coverage needed for their individual units and shared building structures. It explains the differences between a master policy and a personal unit policy, offering guidance on protecting personal liability and belongings. This agency can also assist in adding coverage for special assessments that might arise from unexpected repairs to common areas of the property.
What Does a a Condo Insurance Agent in Redmond Cost?
Condo insurance in Oregon typically costs between 200 and 600 dollars per year for a standard HO6 policy, depending on your unit value, location, and deductible. Factors like wildfire risk in Central Oregon and the age of your building can raise premiums. This is general information and not insurance advice.
About condo insurance agents in Redmond
Condo insurance agents in Redmond Oregon help you secure an HO6 policy that covers your personal property and interior structure. Oregon law requires condo associations to have a master policy, but you need your own policy for walls, floors, and personal liability. Local agents understand Central Oregon risks like wildfire and snow damage.
Frequently Asked Questions
What does condo insurance cover in Oregon?
A standard HO6 policy in Oregon covers personal belongings, interior walls and fixtures, and liability. It also provides loss assessment coverage if the condo association charges you for a shared claim. Oregon law does not require condo owners to buy insurance, but most lenders do.
How is condo insurance different from homeowners insurance in Redmond?
Condo insurance only covers the interior of your unit and your personal property, while homeowners insurance covers the entire structure. In Oregon, the condo association master policy typically covers the building exterior and common areas. Your HO6 policy fills the gaps for your unit.
Do I need flood insurance for my condo in Redmond Oregon?
Standard condo insurance does not cover flood damage. Redmond is not in a high-risk flood zone, but heavy rain or snowmelt can still cause water damage. You may want a separate flood policy through the National Flood Insurance Program or a private carrier.
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