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Find Condo Insurance Agents in Scotia, NY

Directory of condo insurance agents in Scotia, New York. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 condo insurance agents in Scotia, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453 rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534 statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539 charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477 depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427 scautub.com

Condo insurance agents in Scotia, New York help you protect your unit and personal property. New York law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior walls, fixtures, and personal belongings. A local agent can explain how Scotia flood zones or winter weather risks affect your coverage needs.

What Does a Condo Insurance Agent in Scotia Cost?

Condo insurance costs in New York typically range from $300 to $800 per year for a standard HO-6 policy, depending on your unit location, coverage limits, and deductible. Factors like Scotia flood risk, building age, and your credit score can affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Scotia do?
A condo insurance agent helps you find a policy that covers your personal property, interior structures, and liability. They can also explain how New York condo association master policies interact with your individual coverage.
Is condo insurance required in New York?
New York law does not require individual condo owners to carry insurance, but most mortgage lenders and condo associations require it. Your agent can help you meet these requirements and avoid gaps in coverage.