The top-rated condo insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Wholesure Long Beach, NY (New Empire Group), Denis A. Miller Insurance Agency, Inc.. This directory lists 14 condo insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Wholesure Long Beach, NY (New Empire Group) | 214 W Park Ave #3212 | (516) 431-8300 |
| 4 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 5 | Seaview Adjusting Group, Inc | 28 E Park Ave 2nd Floor | (516) 360-3070 |
| 6 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 7 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 8 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 9 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
| 10 | DCAP Insurance | 30b, 30 W Park Ave | (516) 432-5800 |
Mackoul Risk Solutions serves Long Beach, New York, and Nassau County, offering specialized condo insurance policies for local property owners. The agency focuses on tailoring coverage to meet the specific needs of condominium unit holders, addressing common concerns like interior damage and liability protection. It helps clients understand the nuances between master policies and individual unit coverage to avoid financial gaps. Specific services include arranging loss assessment endorsements and securing personal property protection for condo interiors.
Meyerson-Roth Co / DCAP Insurance provides a full range of condo insurance agent services, including quote comparisons and policy bindings for individual unit owners and building associations. It also offers annual policy reviews to help maintain adequate coverage for changing property values and liability needs. Servicing the Long Beach, NY area, the agency writes policies for single-family homes, apartments, retail storefronts, and restaurants.
Wholesure Long Beach, NY, operating under New Empire Group, serves condo owners and property managers in the area. It provides insurance coverage tailored to the specific needs of condominium associations and individual unit owners. The agency assists clients in navigating policies that protect common areas, personal property, and liability. Its services focus on local risks and regulatory requirements common to coastal New York communities. Additionally, the agency extends its coverage options to neighboring communities across Nassau County on Long Island.
Denis A. Miller Insurance Agency, Inc. distinguishes between one-time policy setup and recurring coverage for Long Beach area condos, tailoring protection for individual unit interiors, liability, and building improvements. Condo insurance typically covers personal property and loss assessments. The agency addresses local risks such as coastal weather and shared-ownership exposures. Services operate on an annual, scheduled basis with renewal reviews to adjust coverage as needed.
Seaview Adjusting Group, Inc specializes in tailored condo insurance policies for Long Beach residents, offering comprehensive coverage that protects individual units and shared building structures. The agency works to secure policies addressing common area liabilities and interior fittings. It handles personal property protection and loss assessment coverage for association repairs. As coastal weather brings seasonal storm threats, the firm assists clients in reviewing wind and flood endorsements before hurricane season arrives.
Lancer Insurance Company serves Long Beach, New York, and the surrounding Nassau County communities, handling condo insurance for local homeowners. The agency manages policies covering dwelling property, personal liability, and loss assessment coverage, tailoring each plan for the unique coastal risks of the area. For a typical job, Lancer begins with a property evaluation, then discusses specific coverage gaps, and finally presents policy options that address the client’s particular needs.
For Long Beach condo owners facing the Atlantic storm season, protecting shared walls and personal belongings becomes critical. Edwin J. O'Toole Insurance Agency serves this specific need as a dedicated condo insurance agent. They help clients understand master policy gaps and craft individual HO-6 coverage that fills those voids. After reviewing unit details and any recent renovations, a tailored plan is developed. The process begins with a scheduled in-person walkthrough of the unit and its common-area access points for an initial assessment.
Hometown Atlantic Inc handles general property insurance matters for condo owners in the Long Beach, New York area, while also specializing in additional coverage options such as loss assessment and water backup protection. The agency works to address common structural liability concerns within shared residential buildings. Its services extend to commercial sectors including offices, warehouses, and food service operations.
Insurance Agency provides residential condo insurance services for property owners in Long Beach, NY, covering common perils such as fire, theft, and liability. Commercial coverage is also available for small business units within condominium associations. The agent explains policy language and assists clients with claims paperwork after a loss. The office invites current customers to call or stop by for policy adjustments or renewal discussions following their regular visits.
DCAP Insurance, serving Long Beach, New York, provides condo insurance agents who explain the difference between a single policy purchase and ongoing annual renewals. Their agents assist clients in selecting coverage for personal property, liability protection, and loss assessment fees within a homeowners association. As a dedicated condo insurance agent, the service operates on a scheduled basis to align with policy renewal cycles and coverage updates throughout the year. Service runs on a set, annual schedule for renewals, with additional as-needed appointments available for mid-term policy adjustments.
What Does a a Condo Insurance Agent in Long Beach Cost?
Typical condo insurance costs in New York range from 300 to 800 dollars per year for a standard HO-6 policy. Premiums in Long Beach may be higher due to flood and wind exposure. Factors like your unit value, deductible amount, and coverage limits affect the final price. This is general information and not insurance advice.
About condo insurance agents in Long Beach
A condo insurance agent in Long Beach New York helps you protect your unit and personal belongings. New York law requires condo associations to have a master policy, but individual unit owners need their own HO-6 policy for interior coverage. Local agents understand coastal risks like flooding and wind damage specific to Long Beach.
Frequently Asked Questions
What does a condo insurance agent in Long Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior improvements. They explain how the master policy from your association works with your individual coverage. Agents also advise on flood insurance needs for Long Beach properties.
Is condo insurance required by law in New York?
New York law does not require individual condo owners to carry insurance. However, most mortgage lenders and condo associations require you to have a policy. Your association master policy only covers common areas and the building structure.
How do I choose a condo insurance agent in Long Beach?
Look for an agent licensed in New York with experience handling coastal property risks. Ask about their knowledge of flood zones and windstorm coverage. Check that they can explain the difference between replacement cost and actual cash value policies.
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