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Condo Insurance Agents in Guilderland, NY

Directory of condo insurance agents in Guilderland, New York. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 condo insurance agents in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910 jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643 agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001 2001cia.com

Condo insurance agents in Guilderland New York help unit owners understand the coverage needed beyond the master policy. New York law requires condo associations to carry a master policy but individual owners must insure their personal property and interior improvements. A local agent can explain how the New York Condominium Act affects your insurance needs.

What Does a Condo Insurance Agent in Guilderland Cost?

Typical condo insurance in New York costs between 300 and 700 dollars per year for a standard HO-6 policy. Factors include your unit value location in Guilderland and chosen deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Guilderland do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior walls and liability. They review your association master policy to identify gaps in coverage specific to New York regulations.
Is condo insurance required by law in New York?
New York does not require individual condo owners to carry insurance by state law. However most mortgage lenders and condo associations require you to have an HO-6 policy as a condition of the loan or ownership.
How does New York law affect my condo insurance coverage?
New York Condominium Act requires associations to insure common areas but not your unit interior. Your agent can help you comply with the New York Insurance Law Section 3401 which governs property insurance contracts.