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Find Condo Insurance Agents Near You in Centereach, NY

Browse condo insurance agents serving Centereach, New York. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 condo insurance agents in Centereach, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300 agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464 agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300 ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 nationwide.com

Condo insurance agents in Centereach New York help unit owners protect their personal property and liability. New York law requires condo associations to have a master policy but owners still need their own HO-6 policy for interior finishes and belongings. Local agents understand the specific risks for Long Island properties such as storm damage and flooding.

What Does a Condo Insurance Agent in Centereach Cost?

Condo insurance costs in New York generally range from 200 to 600 dollars annually for a standard HO-6 policy. Premiums depend on coverage limits deductible amounts and endorsements such as flood or sewer backup. In Centereach flood insurance may cost an additional 400 to 800 dollars per year if your unit is in a flood zone. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Centereach do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They explain the difference between the master policy and your individual coverage. They also advise on flood insurance which is not included in standard policies.
Is condo insurance required by law in New York?
New York law does not require condo owners to carry insurance but most mortgage lenders do require it. Your condo association bylaws may also mandate that you carry a minimum amount of liability coverage. Check your governing documents for specific requirements.