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HomeCondo Insurance AgentsNew Mexico › Las Cruces

Find Condo Insurance Agents Near You in Las Cruces, NM

Browse condo insurance agents serving Las Cruces, New Mexico. Updated 2026-07-14.

The top-rated condo insurance agent in Las Cruces, New Mexico is Chad Peterson - State Farm Insurance Agent, rated 4.9 stars across 383 reviews. Other highly rated options include Grindell & Romero Insurance, Jodi-Rae Moore: Allstate Insurance, Mesilla Valley Insurance Group. This directory lists 20 condo insurance agents serving Las Cruces.

Showing 20 condo insurance agents in Las Cruces, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chad Peterson - State Farm Insurance Agent1005 S Telshor Blvd ste b(575) 680-1293
2Grindell & Romero Insurance1121 Mall Dr STE C(575) 524-8531
3Jodi-Rae Moore: Allstate Insurance1065 S Main St Ste C(575) 524-0570
4Mesilla Valley Insurance Group1990 E Lohman Ave Ste 14(575) 527-8800
5Distinguished Choice Insurance Solutions901 E University Ave BLDG 945G(575) 652-6585
6Farmers Insurance - Martha Sanchez2145 E Lohman Ave Ste B(575) 527-9889
7Farmers Insurance - Michelle Wilson-Stecher2990 N Main St STE 3A(575) 525-1499
8The Rodriguez Legacy Insurance Agency, LLC1115 Commerce Dr(575) 521-8610
9Bernal Insurance Group1591 E Lohman Ave Ste 2(575) 525-2886
10Farmers Insurance - Darin Manes3401 W Picacho Ave Bldg 1a(575) 525-3107
CP
1005 S Telshor Blvd ste b
Chad Peterson - State Farm Insurance Agent
Condo Insurance Agent · Las Cruces, NM

Chad Peterson - State Farm Insurance Agent serves the Las Cruces, New Mexico, area, offering condo insurance policies tailored to individual unit owners. This agency helps clients protect their personal property and liability within a condominium association. They also assist in understanding the coverage provided by the master policy to avoid gaps. Specific services handled here include loss assessment coverage and dwelling protection for interior fixtures.

GR
1121 Mall Dr STE C
Grindell & Romero Insurance
Condo Insurance Agent · Las Cruces, NM

Grindell & Romero Insurance provides condo insurance services tailored to the unique needs of property owners and associations in Las Cruces, New Mexico. Its service and maintenance plans help clients navigate coverage options, ensuring important protections for shared structures and personal belongings. The company assists with policy reviews to align with local regulations and financial requirements. It services single-family homes, apartments, retail locations, and restaurants.

JR
1065 S Main St Ste C
Jodi-Rae Moore: Allstate Insurance
Condo Insurance Agent · Las Cruces, NM

Jodi-Rae Moore: Allstate Insurance serves condominium owners, homeowners, and property managers in Las Cruces, New Mexico. The agency provides condo insurance policies that cover common areas, personal liability, and interior structural damage. Typical services include customized coverage for unit owners and advice on association master policy gaps. Risks addressed include fire, theft, and water damage specific to common-area walls and fixtures. The agency also works with clients in Mesilla and other nearby communities within Doña Ana County.

MV
1990 E Lohman Ave Ste 14
Mesilla Valley Insurance Group
Condo Insurance Agent · Las Cruces, NM

Serving Las Cruces, New Mexico, and the surrounding Mesilla Valley communities, Mesilla Valley Insurance Group handles condo insurance policies for local homeowners and investors. It works to provide coverage that addresses the unique needs of condominium ownership, including interior structures and personal liability. For a typical job, the agency generally begins with a thorough review of the condo association’s master policy to identify any gaps, then tailors individual coverage accordingly.

DC
901 E University Ave BLDG 945G
Distinguished Choice Insurance Solutions
Condo Insurance Agent · Las Cruces, NM

Distinguished Choice Insurance Solutions in Las Cruces, New Mexico, differentiates between one-time policy purchases for single property transactions and recurring service options that maintain ongoing coverage over time. This agency specializes in condo insurance, helping owners protect their units, personal belongings, and liability from common local risks like fire damage or theft. Policies are customized to meet each client's specific financial and risk needs during the quoting process. Service plans are offered on a one-time, scheduled annual review, or as-needed basis depending on the changing condition of the insured property.

FI
2145 E Lohman Ave Ste B
Farmers Insurance - Martha Sanchez
Condo Insurance Agent · Las Cruces, NM

Farmers Insurance - Martha Sanchez in Las Cruces, NM specializes in helping condo owners secure tailored coverage that protects their individual unit and personal belongings. It also provides general insurance services for additional property needs in the region. Navigating the unique liability risks and shared-wall vulnerabilities of condominium living is a key focus of its work. The agency assists clients with adjusting their policies seasonally, particularly before monsoon storms that can cause water damage to roofs and common areas.

FI
2990 N Main St STE 3A
Farmers Insurance - Michelle Wilson-Stecher
Condo Insurance Agent · Las Cruces, NM

As spring winds kick up dust and debris across Las Cruces, protecting a condo from storm-related claims becomes a priority for residents. Farmers Insurance with Michelle Wilson-Stecher specializes in condo insurance policies that address both unit interiors and shared building liability. They help homeowners understand how their HOA master policy dovetails with individual coverage needs for personal property and upgrades. The process typically begins with a walkthrough of the unit to identify reconstruction values and current safety features, allowing for an accurate initial assessment.

RL
1115 Commerce Dr
The Rodriguez Legacy Insurance Agency, LLC
Condo Insurance Agent · Las Cruces, NM
BI
1591 E Lohman Ave Ste 2
Bernal Insurance Group
Condo Insurance Agent · Las Cruces, NM

Bernal Insurance Group in Las Cruces, NM, is known for helping condo owners secure proper coverage for their specific needs. The agency serves local residents by assessing individual policy requirements, including common area liability and interior structural protection. It works to align coverage limits with the complex’s master policy and personal property value. Clients can receive a full explanation of their dwelling and loss assessment protection options. For additional peace of mind, the company can arrange an add-on umbrella policy.

FI
3401 W Picacho Ave Bldg 1a
Farmers Insurance - Darin Manes
Condo Insurance Agent · Las Cruces, NM
NI
156 Wyatt Dr
NavSav Insurance - Las Cruces
Condo Insurance Agent · Las Cruces, NM
(575) 523-1100
navsav.com/lascruces
AI
1115 Commerce Dr #6
Axcess Insurance
Condo Insurance Agent · Las Cruces, NM
(575) 222-1522
axcessinsuranceagency.com
AL
3991 E Lohman Ave STE A
AAA Las Cruces Insurance and Member Services
Condo Insurance Agent · Las Cruces, NM
(575) 523-5681
ace.aaa.com/locations/Las_Cruces-88011-114
NI
105 N Solano Dr
National Insurance
Condo Insurance Agent · Las Cruces, NM
(575) 525-8664
fredloya.com
IS
2545 N Main St Suite A1
Insurance Specialists
Condo Insurance Agent · Las Cruces, NM
(575) 526-4817
insurancespecialistsinc.com
VI
1665 Don Roser Dr
Valley Insurance
Condo Insurance Agent · Las Cruces, NM
RC
755 S Telshor Blvd Suite D 109
Randy Castillo Insurance Agency PC
Condo Insurance Agent · Las Cruces, NM
(575) 652-4895
HI
3830 E Lohman Ave #3
HUB International
Condo Insurance Agent · Las Cruces, NM
(575) 524-8686
hubinternational.com/offices/us/new-mexico/las-cruces-lohman-avenue
TI
2263 S Main St
Tourtillott Insurance Agency
Condo Insurance Agent · Las Cruces, NM
(575) 647-1920
tourtillottinsurance.com
HI
141 Roadrunner Pkwy STE 109
Higginbotham Insurance & Financial Services
Condo Insurance Agent · Las Cruces, NM
(575) 524-8642
higginbotham.com/locations/las-cruces

What Does a a Condo Insurance Agent in Las Cruces Cost?

Condo insurance in New Mexico typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, and deductible affect the price. Las Cruces rates may be slightly higher due to local weather risks. This is general information and not insurance advice.

About condo insurance agents in Las Cruces

Condo insurance agents in Las Cruces help owners protect their units and personal property. New Mexico law requires condominium associations to carry master policies, but individual unit owners still need their own HO-6 policy for interior fixtures and liability. Local agents understand the specific risks in southern New Mexico, including wind and hail damage.

Frequently Asked Questions

What does a condo insurance agent in Las Cruces do?

A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal belongings, and liability. They also explain how your policy works with your association master policy. Agents can compare quotes from multiple insurers to find suitable coverage.

Is condo insurance required by law in New Mexico?

New Mexico does not have a state law requiring individual condo owners to carry insurance. However, most mortgage lenders require an HO-6 policy as a loan condition. Your condominium association bylaws may also mandate minimum coverage.

How does New Mexico law affect condo insurance claims?

New Mexico has a four-year statute of limitations for filing a lawsuit on a written insurance contract. The state also follows a comparative fault rule, which can reduce your payout if you are partially at fault for a loss. An agent can explain how these rules apply to your policy.

Condo Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.