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Compare condo insurance agents in Somerville. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 condo insurance agents in Somerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Spraggs - State Farm Insurance Agent
30 Roosevelt Pl, Somerville, NJ 08876
(973) 396-0352
jasonspraggs.com
Lileen Schwarz - State Farm Insurance Agent
75-77 N Bridge St Ste 105, Somerville, NJ 08876
(908) 864-2859
somervilleagent.org
Marine Agency Corp
34 W Main St #201, Somerville, NJ 08876
(800) 763-4775
marineagency.com
Hector Rodriguez Jr: Allstate Insurance
892 US-22, Somerville, NJ 08876
(908) 927-9200
agents.allstate.com
ReliaGuard Insurance NJ
3272 US-22, Somerville, NJ 08876
(908) 460-6749
The Rice Agency
33 W High St, Somerville, NJ 08876
(908) 722-1700 ext. 10
riceagency.com
Top Insurance NJ
3617 US-22, Somerville, NJ 08876
(908) 585-1649
John Morgan Mclachlan Agency Inc
75 E Main St, Somerville, NJ 08876
(908) 526-4600
D.C. West Agency, LLC
50 Division St #501, Somerville, NJ 08876
(866) 329-3789
dcwestagency.com
Condo insurance agents in Somerville, New Jersey help unit owners secure HO6 policies that cover personal property and interior improvements. New Jersey law requires condominium associations to carry a master policy, but individual owners need separate coverage for their unit and liability. A local agent can explain how the master policy interacts with your personal coverage.
What Does a Condo Insurance Agent in Somerville Cost?
The cost of a condo insurance policy in New Jersey typically ranges from 200 to 600 dollars per year for a standard HO6 policy. Factors such as your unit location, coverage limits, deductible amount, and claims history affect the premium. Agents may charge a service fee or earn a commission from the insurer. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Somerville do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior walls, and liability. They also review your association master policy to identify gaps in coverage. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is condo insurance required in New Jersey?
New Jersey law does not require individual condo owners to carry insurance, but most mortgage lenders do require an HO6 policy. Your condo association bylaws may also mandate that you carry a minimum amount of liability and loss assessment coverage. An agent can help you meet these requirements.
How do I choose a condo insurance agent in Somerville?
Look for an agent who specializes in condominium policies and understands New Jersey master policy structures. Ask about their experience with local associations and their knowledge of the New Jersey Condominium Act. You can verify an agent license through the New Jersey Department of Banking and Insurance website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.