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Compare condo insurance agents in Somerset. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 condo insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Medicare
575 Easton Ave Suite 14d, Somerset, NJ 08873
(732) 658-2525
joemedicare.com
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916
gardenmutual.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
Premier Insurance Somerset
607 NJ-27, Somerset, NJ 08873
(732) 426-2618
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900
maccormackins.com
Condo insurance agents in Somerset, New Jersey help unit owners get the right HO6 policy. New Jersey law requires condo associations to have a master policy, but owners still need coverage for personal property and interior improvements. A local agent can explain how the master policy works with your individual needs.
What Does a Condo Insurance Agent in Somerset Cost?
Condo insurance in New Jersey typically costs between 200 and 600 dollars per year, depending on your unit value, location, and coverage limits. Factors like your deductible amount and the age of your building also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does condo insurance cover in New Jersey?
A standard HO6 policy in New Jersey covers your personal belongings, interior walls and fixtures, and liability. It also provides loss of use coverage if your unit becomes uninhabitable. The master policy from your association usually covers the building exterior and common areas.
Do I need condo insurance if the association has a master policy?
Yes, you still need your own HO6 policy. The master policy often does not cover your personal property or upgrades you made to the unit. Without your own policy, you could be responsible for deductibles on the master policy and for any damage inside your unit.
How do I choose a condo insurance agent in Somerset?
Look for an agent licensed in New Jersey who has experience with condo policies. Ask them to explain how the master policy and your HO6 policy work together. A good agent will help you compare coverage options from multiple carriers.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.