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Condo Insurance Agents in Ridgewood, NJ

Directory of condo insurance agents in Ridgewood, New Jersey. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 condo insurance agents in Ridgewood, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
27 Chestnut St Suite 2, Ridgewood, NJ 07450
(201) 652-8060 capellaninsuranceagency.com
Titlemark, LLC
178 Dayton St 2nd Floor, Ridgewood, NJ 07450
(201) 857-5995 titlemarknj.com
Anthony LoSauro: Allstate Insurance
51 S Maple Ave, Ridgewood, NJ 07450
(201) 670-0111 agents.allstate.com
John Dominianni - State Farm Insurance Agent
615 Franklin Turnpike #1, Ridgewood, NJ 07450
(201) 652-7300 johndominianni.com
DGS BENEFITS
79 Chestnut St, Ridgewood, NJ 07450
(201) 321-3031 dgsbenefits.com
Otu Amankwah: Allstate Insurance
555 Goffle Rd Ste 107, Ridgewood, NJ 07450
(973) 663-8500 agents.allstate.com
Sedan Insurance Agency
65 N Maple Ave, Ridgewood, NJ 07450
(201) 768-5600 sedanagency.com

A condo insurance agent in Ridgewood New Jersey can help you secure coverage for your unit and personal belongings. New Jersey law requires condo associations to carry a master policy, but individual unit owners still need their own HO-6 policy to cover interior fixtures and personal liability. Local agents understand Ridgewood specific risks like winter weather damage and can tailor a policy to your needs.

What Does a Condo Insurance Agent in Ridgewood Cost?

Condo insurance costs in Ridgewood New Jersey generally fall between 300 and 800 dollars annually for a standard HO-6 policy. Factors such as the units square footage, deductible amount, and additional endorsements for flood or earthquake coverage can raise the premium. New Jersey law does not cap insurance rates, so quotes vary widely by provider. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Ridgewood do?
A condo insurance agent helps you find a policy that covers your personal property, interior walls, and liability. They also explain how the associations master policy interacts with your individual coverage. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is condo insurance required in New Jersey?
New Jersey does not legally require condo insurance, but most mortgage lenders do require it. Condo associations may also require unit owners to carry a minimum amount of liability coverage. An agent can help you meet these requirements.
How much does condo insurance cost in Ridgewood New Jersey?
Typical condo insurance premiums in Ridgewood range from 300 to 800 dollars per year for a standard HO-6 policy. Factors like unit size, location, and coverage limits affect the price. New Jersey has no rate regulation, so shopping with an agent can help you find competitive options.