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Compare condo insurance agents in New Providence. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
New Providence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 condo insurance agents in New Providence, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alexa Ciccone: Allstate Insurance
172 South St, New Providence, NJ 07974
(908) 464-0090
agents.allstate.com
Herroh Kana - State Farm Insurance Agent
1267 Springfield Ave, New Providence, NJ 07974
(908) 665-1030
herroh.com
Lantern Agency Inc
64 Floral Ave, New Providence, NJ 07974
(908) 386-5532
lanternagency.com
Davies & Associates Insurance Management
80 Floral Ave, New Providence, NJ 07974
(908) 464-6100
davies-assoc.com
A condo insurance agent in New Providence, New Jersey helps owners understand the unique coverage needs of condominium living. In New Jersey, the condominium association typically insures the building structure, but individual owners must insure their interior improvements and personal property. An agent can explain how your HO-6 policy coordinates with the master policy, including coverage for assessments and loss assessment liability.
What Does a Condo Insurance Agent in New Providence Cost?
The cost of a condo insurance policy in New Providence, New Jersey typically ranges from $300 to $800 per year for a standard HO-6 policy. Factors include the unit value, location, deductible amount, and coverage limits. Loss assessment coverage and flood insurance add to the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in New Providence do?
A condo insurance agent helps you select a policy that covers your personal property, interior walls and fixtures, and liability. They also explain how New Jersey condominium laws affect your coverage, such as the requirement to carry loss assessment coverage for special assessments from the association.
Is condo insurance required in New Jersey?
Yes, most condominium associations in New Jersey require owners to carry an HO-6 policy. The New Jersey Condominium Act (N.J.S.A. 46:8B-1 et seq.) does not mandate insurance for owners, but the association bylaws typically set minimum coverage amounts for liability and property.
How does the master policy affect my condo insurance in New Providence?
The master policy covers the building structure and common areas. Your HO-6 policy covers your unit interior, personal belongings, and liability. An agent can help you identify gaps, such as when the master policy has a high deductible that you must pay as a loss assessment.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.