Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 condo insurance agents in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999
nicomeagency.com
Unemployment Insurance Office
60 N Taylor Ave, Neptune City, NJ 07753
(732) 775-7970
myunemployment.nj.gov
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888
allguardinsurance.weebly.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300
dirusnsons.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900
specialtyagency.com
Evolution Insurance Agency
44 Coastal Dr, Neptune City, NJ 07753
(732) 600-5876
What Does a Condo Insurance Agent in Neptune City Cost?
Typical costs for a condo insurance policy in New Jersey range from 200 to 600 dollars per year for standard coverage. Factors that affect the price include the unit location, coverage limits, deductible amount, and your claims history. An agent in Neptune City can provide a personalized quote. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Neptune City do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They review the condo association master policy to identify gaps in your coverage. They also explain New Jersey insurance requirements for condo owners.
Do I need condo insurance if the association has a master policy in New Jersey?
Yes, you still need your own HO-6 policy. The master policy typically covers the building structure and common areas, but not your personal property or interior upgrades. New Jersey law does not require individual condo insurance, but most mortgage lenders do require it.
How does New Jersey law affect condo insurance coverage?
New Jersey has specific rules about how master policies and individual policies interact. For example, if the master policy has a high deductible, the association may pass that cost to unit owners. Your agent can help you add loss assessment coverage to protect against such charges.