Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 condo insurance agents in Freehold, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
StreetSmart Insurance
208 South St, Freehold, NJ 07728
(732) 462-8343
streetsmart.insurance
Prime Time Insurance Agency
22 Center St, Freehold, NJ 07728
(732) 640-1185
ptinsure.com
Mark Caravaglio at Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 358-8153
comparioninsurance.com
Farmers Insurance - Eric Fasano
80 W Main St, Freehold, NJ 07728
(732) 410-4949
agents.farmers.com
Leigh Agency
20 Court St #202, Freehold, NJ 07728
(732) 780-8338
leighagency.com
What Does a Condo Insurance Agent in Freehold Cost?
Typical condo insurance costs in New Jersey range from 200 to 600 dollars per year for a standard HO6 policy. Factors like unit size location and deductible choice affect the premium. High value finishes or jewelry riders can increase the cost. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Freehold do?
A condo insurance agent helps you compare HO6 policies from different carriers. They review your association master policy to identify what is not covered. They then recommend a policy that protects your personal property and interior structures.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building shell and common areas. It does not cover your personal belongings or upgrades you make to the unit. An HO6 policy is required by most lenders in New Jersey.
How does New Jersey law affect condo insurance requirements?
New Jersey law requires condo associations to maintain a master policy for the building. Individual unit owners must insure their own interior improvements and personal property. The law does not set a minimum coverage amount for unit owners but your lender may require a specific amount.