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Compare Condo Insurance Agents in Dumont, NJ

Compare condo insurance agents in Dumont. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Dumont, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 condo insurance agents in Dumont, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph Beringhelli: Allstate Insurance
71 Washington Ave, Dumont, NJ 07628
(201) 771-7007 agents.allstate.com
Richard Min - State Farm Insurance Agent
125 Washington Ave, Dumont, NJ 07628
(201) 244-1153 richardmin.net
Medicare Advisors Insurance Group LLC - Dumont
92c Washington Ave, Dumont, NJ 07628
(551) 529-4666 medicareabc.com

Condo insurance agents in Dumont, New Jersey help unit owners understand their coverage needs under state law. New Jersey requires condo associations to carry a master policy, but individual owners must insure personal property and interior improvements. An agent can explain how the master policy deductible and loss assessment coverage apply to your specific unit.

What Does a Condo Insurance Agent in Dumont Cost?

Condo insurance in New Jersey typically costs between 200 and 600 dollars per year for a standard policy. Factors like unit size, location in Dumont, and coverage limits affect the price. Loss assessment coverage and higher liability limits will increase the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Dumont do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and fixtures. They also explain how New Jersey law affects your coverage, such as the master policy deductible and loss assessment protection.
Do I need condo insurance if my association has a master policy?
Yes. New Jersey law does not require individual condo insurance, but the master policy typically only covers the building structure and common areas. You need your own policy for personal property, liability, and upgrades inside your unit.
How does New Jersey law affect my condo insurance costs?
New Jersey allows condo associations to set deductibles on the master policy. If a claim is filed, you may be responsible for that deductible. Your agent can help you add loss assessment coverage to pay for shared costs.